510 Locust St, Yankton, SD 57078 Property Records

Yankton County property record for 510 Locust St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1900
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jun 2026)
Tax Bill$2,213 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN78.110.046.040

Property Details

APN / Parcel Number

Primary APN78.110.046.040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Basement Area1,092 sqft
Unfinished Basement1,092 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address510 LOCUST ST
CityYANKTON
StateSD
Zip57078-3939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BLK 46 CENTRAL YANKTON
Legal SubdivisionCENTRAL YANKTON
Legal Block46
Legal Lot Number4
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group3
Census Block3004
Census Tract966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address510 LOCUST ST, YANKTON, SD 57078-3939
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Personal Representative Deed, Transfer · Conventional Mortgage
FIRST TRUST BANK
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CORTRUST MORTGAGE
Sep 4, 2018Warranty Deed, Transfer · Conventional Mortgage
RELIABANK DAKOTA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleJul 15, 2021 · Amount on Record
Deed Document Number2026213884
Deed Book / Page584 / 286
Record UpdatedOct 29, 2026

June 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionYANKTON SD
Recording DateJun 18, 2026
Property Address510 LOCUST ST, YANKTON, SD 57078-3939
Document Number0000213884
Book / Page584 / 286
Instrument DateJun 16, 2026
Instrument2026213884
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyFIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 LOCUST ST, YANKTON, SD 57078-3939

Mortgage

Document Number0000213885,
DateJun 18, 2026
Instrument2026213885
Lender
NameFIRST TRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateJul 15, 2021
Property Address510 LOCUST ST, YANKTON, SD 57078-3939
Document Number560/22
Book / Page560 / 22
Map ReferenceMB G PG 8
Instrument DateJul 15, 2021
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyNOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address822 S 2ND ST, 822, INDIANA, PA 15701-3760

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 LOCUST ST, YANKTON, SD 57078-3939

Mortgage

Document Number56023
DateJul 15, 2021
Instrument560/23
Lender
NameCORTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateSep 4, 2018
Property Address510 LOCUST ST, YANKTON, SD 57078-3939
Document Number541/498
Book / Page541 / 498
Map ReferenceMB G PG 8
Instrument DateAug 31, 2018
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyYANKTON TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$133.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 76, YANKTON, SD 57078-0076

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 LOCUST ST, YANKTON, SD 57078-3939

Mortgage

Document Number541499
DateSep 4, 2018
Instrument541/499
Lender
NameRELIABANK DAKOTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,500 (-9.06%) Land $11,200 Building $141,300$152,500 (+29.02%) Land $11,200 Building $141,300
2025$2,213.00 (+7.69%)$167,700 (+14.47%) Land $11,200 Building $156,500
2023$146,500 Land $11,200 Building $135,300
2022$2,055.00
2021$118,200 Land $10,200 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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