510 Lake St, Windermere, FL 34786 Property Records

Orange County property record for 510 Lake St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,729 sqft · built 1992
Lot Size	0.344 acres (14,998 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Aug 2021)
Tax Bill	$9,359 (2025)
Deeds & Mortgages	Aug 2025 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9337-02-015`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9337-02-015`
Alternative APNs	`282317933702015` `284719` `289569` `293734`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,729 sqft Living Area
Gross Area	3,942 sqft
1st Floor Area	2,729 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,998 sqft (0.344 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	510 LAKE ST
City	WINDERMERE
State	FL
Zip	34786-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 FROM NW COR BLK B RUN N 73 DEG E 620 FT S 7 DEG E 224.72 FT FOR POB TH RUN S 7 DEG E 60 FT S 83 DEG E 86.74 FT N 73 DEG E 75.54 FT N 17 DEG W 117.6 FT S 81
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE REP (BLK A-F)
Legal Tract	9337
Legal Block	B
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2008
Census Tract	14809

Owner

510 Lake St is owned and occupied by two individuals who bought it in August 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 LAKE ST, WINDERMERE, FL 34786-3554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Deed Document Number	2021475977
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 25, 2025
Property Address	510 LAKE ST, WINDERMERE, FL 34786-3554
Document Number	0000494795
Map Reference	MB 83 PG 125-128
Instrument Date	Aug 23, 2025
Instrument	20250494795
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11855 VERMILLION AVEAVC, WINDERMERE, FL 34786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11855 VERMILLION AVE, WINDERMERE, FL 34786-6697

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 5, 2021
Property Address	510 LAKE ST, WINDERMERE, FL 34786-3554
Document Number	20210475977
Instrument Date	Jul 30, 2021
Instrument	20210475977
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	TOWN SQUARE TITLE MH LLC, TOWN SQUARE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3315 MIDDLESEX RD, 3315, ORLANDO, FL 32803-1133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 LAKE ST, WINDERMERE, FL 34786-3554

Mortgage

Document Number	20210475978
Date	Aug 5, 2021
Instrument	20210475978

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 510 Lake St was $9,359, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,943 (+2.7%)	$727,950 (-1.05%) Land $300,000 Building $427,950
2025	$9,359.00 (+3.07%) Homeowner's exemption	$572,486	$735,640 Land $300,000 Building $435,640
2024	$9,080.00 (+3.37%)
2023	$8,784.00 (+3.18%) Homeowner's exemption	$540,148 (+3%)	$684,758 (+30.58%) Land $300,000 Building $384,758
2022	$8,513.00 Homeowner's exemption	$524,416 Land $200,000 Building $324,416	$524,416 Land $200,000 Building $324,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Lake St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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