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510 Hughes St, Ramona, CA 92065 Property Records

San Diego County property record for 510 Hughes St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1968
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Aug 2009)
Tax Bill$5,570 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN281-030-54-00

Property Details

APN / Parcel Number

Primary APN281-030-54-00
Alternative APN
  • 2810301300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,620 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area49,223 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address510 HUGHES ST
CityRAMONA
StateCA
Zip92065-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 17-13-1E SEQ DOC04-0519429 IN SWQ OF TR 000863
Legal Range01E
Legal Township13
Legal Section17
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2006
Census Tract20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address510 HUGHES ST, RAMONA, CA 92065-1613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Dec 31, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2009 · Amount on File
Deed SaleAug 14, 2009 · Amount on File
Prior SaleJun 3, 2004 · Amount on File
Deed Document Number2009455922
Last Transfer DateDec 17, 2019
Transfer Doc0000617127
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address510 HUGHES ST, RAMONA, CA 92065-1613
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 HUGHES ST, RAMONA, CA 92065-1613

Mortgage

Document Number0000748240
DateNov 24, 2020
Instrument2020-0748240
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 31, 2019
Property Address510 HUGHES ST, RAMONA, CA 92065-1613
Document Number0000617127
Map ReferenceMAP 863
Instrument DateDec 17, 2019
Instrument2019-0617127
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address510 HUGHES ST, RAMONA, CA 92065-1613

Mortgage

Document Number0000617128
DateDec 31, 2019
Instrument2019-0617128
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$493,721 (+2%) Land $197,488 Building $296,233
2025$5,570.00 (+12.73%)$484,041 (+4.04%) Land $193,616 Building $290,425
2023$4,941.00 (-6.46%)$465,248 Land $186,099 Building $279,149
2022$5,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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