510 High St, Lowell, MI 49331 Property Records

Kent County property record for 510 High St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1900
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Nov 2018)
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-20-02-285-012`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-285-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 HIGH ST
City	LOWELL
State	MI
Zip	49331-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 2 BLK 4 EX WLY 1.5 FT * AVERY'S PLAT
Legal Subdivision	AVERY'S PLAT
Legal Block	4
Legal Lot Number	2
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3031
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 HIGH ST, LOWELL, MI 49331-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Nov 30, 2018	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Aug 3, 2005 · Amount on Record
Deed Document Number	201893464
Prior Transfer Date	Apr 30, 2003
Prior Transfer Doc	0068820951
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	510 HIGH ST, LOWELL, MI 49331-1412
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 HIGH ST, LOWELL, MI 49331-1412

Mortgage

Document Number	0000036090
Date	Jun 28, 2023
Instrument	20230628-0036090

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	510 HIGH ST, LOWELL, MI 49331-1412
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 HIGH ST, LOWELL, MI 49331-1412

Mortgage

Document Number	0000075509
Date	Jul 2, 2021
Instrument	20210702-0075509

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 30, 2018
Property Address	510 HIGH ST, LOWELL, MI 49331-1412
Document Number	0000093464
Instrument Date	Nov 26, 2018
Instrument	93464
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 HIGH ST LOWELL MI 493311412, LOWELL, MI 49331-1412

Mortgage

Document Number	93465
Date	Nov 30, 2018
Instrument	93465

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (+3.56%)	$191,800 (+3.56%)
2025	$3,465.00 (+24.1%) Homeowner's exemption	$92,600 (+18.11%)	$185,200 (+18.11%)
2023		$78,400	$156,800
2019	$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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