510 Hambro Ave, Union, MO 63084 Property Records

Franklin County property record for 510 Hambro Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-7-26.0-2-003-055.000`

Property Details

APN / Parcel Number

Primary APN	`17-7-26.0-2-003-055.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area

Exterior

Year Built	Built 1955
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	510 HAMBRO AVE
City	UNION
State	MO
Zip	63084-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT1&PT STREET HAMBRO ADDN
Legal Range	01W
Legal Township	43
Legal Section	26
Legal Quarter	NW
Legal Subdivision	HAMBRO
Legal Block	5
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2032
Census Tract	800603

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 W STATE ST, UNION, MO 63084-1344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Deed of Trust, Mortgage CITIZENS BK
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2023
Transfer Doc	0002312451
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	510 HAMBRO AVE, UNION, MO 63084-1412
Document Number	0000016224
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 HAMBRO AVE UNION MO 630841412, UNION, MO 63084-1412

Mortgage

Document Number	0000016224
Date	Nov 27, 2018
Instrument	16224

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	510 HAMBRO AVE, UNION, MO 63084-1412
Document Number	0000003668
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 HAMBRO AVE UNION MO 630841412, UNION, MO 63084-1412

Mortgage

Document Number	0000003668
Date	Mar 14, 2017
Instrument	3668

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 13, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (+7.25%)	$17,368 (+8.19%)	$91,410 (+8.19%) Land $17,410 Building $74,000
2023	$965.00 (+13.53%)	$16,053	$84,490 Land $17,410 Building $67,080
2022	$850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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