Freeborn County property record for 510 Grace St, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,561 sqft · built 1906 |
| Lot Size | 0.087 acres (3,806 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (May 2023) |
| Tax Bill | $2,810 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.127.0040 |
| Primary APN | 34.127.0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,561 sqft Living Area |
| 1st Floor Area | 765 sqft |
| Basement Area | 762 sqft |
| Unfinished Basement | 762 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 3,806 sqft (0.087 acres) |
| Lot Dimensions | 76 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Porch | Porch |
| Porch Area | 82 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 510 GRACE ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SKINNER & THOMPSON'S SUBDIVISI LOT-PT1 W 50 FT LOT 1 SKINNER & THOMPSONS SUB |
| Legal Subdivision | SKINNER & THOMPSON'S SUBDIVISI |
| Legal Lot Number | 1 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 180400 |
510 Grace St is owned by a company that bought it in May 2023.
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 106 RIDGE RD, ALBERT LEA, MN 56007-1439 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 31, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on File |
| Deed Sale | May 26, 2023 · Amount on File |
| Prior Sale | Jul 31, 2018 · Amount on File |
| Deed Document Number | 20231539680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 510 GRACE ST, ALBERT LEA, MN 56007-2414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | A549747 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | A549747 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 510 GRACE ST, ALBERT LEA, MN 56007-2414 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A533666 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | A533666 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Jul 31, 2018 |
| Property Address | 510 GRACE ST, ALBERT LEA, MN 56007-2414 |
| Document Number | CRV851392 |
| Instrument Date | Jul 31, 2018 |
| Instrument | CRV851392 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2201 STEVENS ST, 2201, ALBERT LEA, MN 56007-3933 |
| Name | Verified Name |
|---|---|
| Address | 510 GRACE ST, ALBERT LEA, MN 56007-2414 |
The 2026 property tax bill for 510 Grace St was $2,810.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,810.00 | $181,600 Land $13,700 Building $167,900 | $181,600 Land $13,700 Building $167,900 |
| 2025 | $2,810.00 | ||
| 2023 | $2,022.00 Homeowner's exemption | $147,800 Land $13,700 Building $134,100 | $147,800 Land $13,700 Building $134,100 |
| 2020 | $1,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Grace St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Dec 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 510 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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