Santa Cruz County property record for 510 Gilroy Dr, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,364 sqft · built 1942 |
| Lot Size | 0.093 acres (4,051 sqft) |
| Owner | Trust Name on File |
| Last Sale | $865,000 (Dec 2014) |
| Tax Bill | $13,226 (2025) |
| Deeds & Mortgages | Nov 2019 Transfer Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-082-20 |
| Primary APN | 035-082-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,364 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 4,051 sqft (0.093 acres) |
| Deck Area | 188 sqft |
| Patio Area | 188 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 510 GILROY DR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIVERVIEW TERRACE 01 |
| Legal Lot Number | 18,17 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 035-082-20
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 354 LAKE AVE, SANTA CRUZ, CA 95062-4642 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 13, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Nov 05, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2014 · Amount on Record |
| Deed Sale | Dec 04, 2014 · Amount on Record |
| Prior Sale | Feb 11, 1999 · Amount on Record |
| Deed Document Number | 201441078 |
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 0000034334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 13, 2019 |
| Property Address | 510 GILROY DR, CAPITOLA, CA 95010-2714 |
| Document Number | 0000035284 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 35284 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 37 PINCHILL RD WATSONVILLE CA 95076, WATSONVILLE, CA 95076 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 05, 2019 |
| Property Address | 510 GILROY DR, CAPITOLA, CA 95010-2714 |
| Document Number | 0000034334 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 34334 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 510 GILROY DR CAPITOLA CA 950102714, CAPITOLA, CA 95010-2714 |
| Document Number | 34335 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 34335 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,060,393 (+2%) Land $643,591 Building $416,802 | ||
| 2025 | $13,226.00 (+9.7%) | $1,039,601 (+4.04%) Land $630,972 Building $408,629 | |
| 2023 | $12,056.00 (+1.14%) | $999,232 Land $606,470 Building $392,762 | $1,284,660 |
| 2022 | $11,920.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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