510 Franklin St, Winona, MN 55987 Property Records

Winona County property record for 510 Franklin St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1956
Lot Size	0.077 acres (3,354 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Sep 2017)
Tax Bill	$1,304 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
APN	`32.235.0280`

Property Details

APN / Parcel Number

Primary APN	`32.235.0280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,354 sqft (0.077 acres)
Lot Dimensions	75 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 FRANKLIN ST
City	WINONA
State	MN
Zip	55987-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HOWARD STREET LIMITS LOT-062 SLY 45' OF WLY 75'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HOWARD STREET LIMITS
Legal Lot Number	62
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2013
Census Tract	670600

Owner

510 Franklin St is owned and occupied by two individuals who bought it in September 2017.

Source: Winona County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 FRANKLIN ST, WINONA, MN 55987-3818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2017605260
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 8, 2017
Property Address	510 FRANKLIN ST, WINONA, MN 55987-3818
Document Number	605260
Instrument Date	Aug 23, 2017
Instrument	605260
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MN SECURED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 FRANKLIN ST, WINONA, MN 55987-3818

Mortgage

Document Number	605261
Date	Sep 8, 2017
Instrument	605261

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 510 Franklin St was $1,304 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,304.00 Homeowner's exemption	$158,700 (+14.75%) Land $27,000 Building $131,700	$158,700 (+14.75%) Land $27,000 Building $131,700
2025		$138,300 Land $27,000 Building $111,300	$138,300 Land $27,000 Building $111,300
2023	$1,096.00 Homeowner's exemption	$128,800 Land $25,900 Building $102,900	$128,800 Land $25,900 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 510 Franklin St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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