510 Flathead Ave, Bozeman, MT 59718 Property Records

Gallatin County property record for 510 Flathead Ave, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1985
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,840 (Apr 2026)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2007 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG20993`

Property Details

APN / Parcel Number

Primary APN	`00RGG20993`
Alternative APNs	`06-0798-10-1-61-15-0000` `R0646031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG20993
Street Address	510 FLATHEAD AVE
City	BOZEMAN
State	MT
Zip	59718-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	VALLEY UNIT SUB PH 1, S10, T02 S, R05 E, BLOCK 38, LOT 15
Legal Range	05E
Legal Township	02S
Legal Section	10
Legal Subdivision	VALLEY UNIT SUB PH 1
Legal Block	38
Legal Lot Number	15
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1006
Census Tract	704

Owner

Source: Gallatin County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Apr 18, 2007	Deed of Trust, Mortgage PHH MORTGAGE SERVICES CORP
Jan 23, 2013	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
May 16, 2016	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CU
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 22, 2021	Warranty Deed, Transfer · Commercial Mortgage YELLOWSTONE BANK
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CU
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	20262874208
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	FIRST AMERICAN TITLE, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002661202
Date	Oct 15, 2019
Instrument	2661202

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company
Address	TUPELO, MS 38801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002263064
Date	Apr 18, 2007
Instrument	2263064

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002438333
Date	Jan 23, 2013
Instrument	2438333

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.52%
Index	1-Year LIBOR
Max Rate	7.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002604110
Date	Jan 22, 2018
Instrument	2604110

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	HELENA, MT 59602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002545241
Date	May 16, 2016
Instrument	2545241

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	HELENA, MT 59602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002601037
Date	Dec 12, 2017
Instrument	2601037

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Apr 8, 2026
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Document Number	0002874208
Instrument Date	Apr 8, 2026
Instrument	20262874208
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FLYING S TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344

Mortgage

Document Number	0002874209,
Date	Apr 8, 2026
Instrument	20262874209

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Apr 22, 2021
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Document Number	2730589
Map Reference	PL J-92
Instrument Date	Apr 21, 2021
Instrument	2730589
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17197 BUCHANAN ST, GRAND HAVEN, MI 49417-8626

Mortgage

Document Number	2730590
Date	Apr 22, 2021
Instrument	2730590

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2604110
Date	Jan 22, 2018
Instrument	2604110

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	HELENA, MT 59602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2601037
Date	Dec 12, 2017
Instrument	2601037

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	510 FLATHEAD AVE, BOZEMAN, MT 59718-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2661202
Date	Oct 15, 2019
Instrument	2661202

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company
Address	TUPELO, MS 38801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,605.00 (-27.23%)	$589,700 (+6.08%)	$589,700 (+6.08%) Land $280,763 Building $308,937
2023	$3,580.00	$555,900	$555,900 Land $260,998 Building $294,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net, Montana Opticom, Verizon.

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