510 Elm Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 510 Elm Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1971
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Oct 2024)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-45-35.-024`

Property Details

APN / Parcel Number

Primary APN	`28-45-35.-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Cul-de-sac
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	108 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	510 ELM DR
City	CINCINNATI
State	OH
Zip	45255-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD; LOT 24
Legal Subdivision	ELMWOOD
Legal Lot Number	24
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1003
Census Tract	41506

Owner

510 Elm Dr is owned and occupied by an individual who bought it in October 2024.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	510 ELM DR, CINCINNATI, OH 45255-5004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2024 · Amount on File
Deed Sale	Oct 18, 2024 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	202420193
Deed Book / Page	2979 / 994
Prior Transfer Date	Dec 26, 2013
Prior Transfer Doc	0000000636
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 23, 2017
Property Address	510 ELM DR, CINCINNATI, OH 45255-5004
Document Number	0000006477
Book / Page	2696 / 0850
Map Reference	PL MB H PG 28
Instrument Date	Mar 22, 2017
Instrument	201700006477
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ELM DR, CINCINNATI, OH 45255-5004

Mortgage

Document Number	0000006478
Date	Mar 23, 2017
Book Page	2696/0852
Instrument	201700006478

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 510 Elm Dr was $3,489 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00	$64,900 Land $10,960 Building $53,940
2024			$185,400 (-) Land $31,300 Building $154,100
2023	$6,270.00 (+133.69%) Homeowner's exemption	$64,900 (+42.29%) Land $10,960 Building $53,940	$185,400 Land $31,300 Building $154,100
2022	$2,683.00 Homeowner's exemption	$45,610 Land $7,700 Building $37,910
2020			$130,300 Land $22,000 Building $108,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Elm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Elm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20