510 Elderberry Ridge Rd, Apt H201, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 510 Elderberry Ridge Rd, Apt H201, Beech Mountain, NC 28604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,072 sqft · built 1997
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2025)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70617`

Property Details

APN / Parcel Number

Primary APN	`70617`
Alternative APN	`1859064863130000103`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,072 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	70617
Street Address	510 ELDERBERRY RIDGE RD APT H201, H201
City	BEECH MOUNTAIN
State	NC
Zip	28604-7433
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SOUTHCREST BLDG H 201
Legal Subdivision	SOUTHCREST
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1007
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	468 E 33RD ST # DT, DT, CHARLOTTE, NC 28205-1598
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 9, 2019	Deed of Trust, Mortgage ATTORNEY ONLY
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	0000610259
Deed Book / Page	610 / 259
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	510 ELDERBERRY RIDGE RD APT H201, H201, BEECH MOUNTAIN, NC 28604-7433
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001598
Date	Mar 22, 2021
Book Page	557/2319
Instrument	2021001598

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	510 ELDERBERRY RIDGE RD APT H201, H201, BEECH MOUNTAIN, NC 28604-7433
Document Number	0005331997
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ELDERBERRY RIDGE RD #H201 BEECH MOUNTAIN NC 286047433, H201, BEECH MOUNTAIN, NC 28604-7433

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 7, 2018
Property Address	510 ELDERBERRY RIDGE RD APT H201, H201, BEECH MOUNTAIN, NC 28604-7433
Document Number	0005270050
Book / Page	000527 / 000050
Instrument Date	Dec 1, 2018
Instrument	6254
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 QUEENS RD #39 CHARLOTTE NC 282043276, 39, CHARLOTTE, NC 28204-3276

Mortgage

Document Number	5270053
Date	Dec 7, 2018
Book Page	000527/000053
Instrument	6255

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2033

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00	$256,700 (-) Building $256,700	$256,700 (-) Building $256,700
2023	$1,026.00 (-6.22%)	$256,700 (-) Building $256,700	$256,700 (-) Building $256,700
2022	$1,094.00	$256,700 Building $256,700	$256,700 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Elderberry Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures