Avery County property record for 510 Elderberry Ridge Rd, Apt D3, Beech Mountain, NC 28604
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,277 sqft · built 2012 |
| Owner | Individual Name on Record |
| Last Sale | $438,500 (Jun 2022) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 77960 |
| Primary APN | 77960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,277 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Patio Area | 162 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 77960 |
|---|---|
| Street Address | 510 ELDERBERRY RIDGE RD APT D3, D3 |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8284 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BM SOUTH CREST D3 PLAT 5-24 |
| Legal Subdivision | BM SOUTH CREST |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2108 RHINE RD, HILLSBOROUGH, NC 27278-8513 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Sep 23, 2015 |
| Deed Document Number | 0000057916 |
| Deed Book / Page | 579 / 16 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jun 29, 2022 |
| Property Address | 510 ELDERBERRY RIDGE RD APT D3, D3, BEECH MOUNTAIN, NC 28604-8284 |
| Document Number | 0000003803 |
| Book / Page | 579 / 16 |
| Map Reference | MB 5 PG 24 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022003803 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 SILVER MAPLE RD, 260, GROVELAND, FL 34736-3651 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 HATCH RD, CHAPEL HILL, NC 27516-5314 |
| Document Number | 0000057920 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 579/20 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 9.75% |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 | $262,000 (-) Building $262,000 | $262,000 (-) Building $262,000 |
| 2023 | $1,048.00 | $262,000 (-) Building $262,000 | $262,000 (-) Building $262,000 |
| 2022 | $1,048.00 | $262,000 Building $262,000 | $262,000 Building $262,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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