510 E Washington St, O Fallon, IL 62269 Property Records

St. Clair County property record for 510 E Washington St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 518 sqft · built 1905
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,500 (Dec 2019)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage May 2017 Mortgage
APN	`04-29-0-125-015`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-125-015`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	518 sqft Living Area
Basement Area	574 sqft
Unfinished Basement	626 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	510 E WASHINGTON ST
City	O FALLON
State	IL
Zip	62269-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-152 A02634793
Legal Subdivision	PENNS 3RD ADD
Legal Block	125
Legal Lot Number	152
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2028
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 E WASHINGTON ST, O FALLON, IL 62269-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage SUNTRUST BK
May 17, 2017	Quit Claim Deed, Mortgage · Conventional with PMI BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Document Number	20192634793
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	00A2537112
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 2, 2019
Property Address	510 E WASHINGTON ST, O FALLON, IL 62269-1507
Document Number	00A2634793
Instrument Date	Nov 19, 2019
Instrument	2634793
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 E WASHINGTON ST O FALLON IL 622691507, O FALLON, IL 62269-1507

Mortgage

Document Number	A2634794
Date	Dec 2, 2019
Instrument	2634794

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 17, 2017
Property Address	510 E WASHINGTON ST, O FALLON, IL 62269-1507
Document Number	00A2537112
Instrument Date	May 5, 2017
Instrument	2537112
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	BENEDICK TITLE, BENEDICK TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12066 W ASTER DR EL MIRAGE AZ 853354326, EL MIRAGE, AZ 85335-4326

Mortgage

Document Number	A2537113
Date	May 17, 2017
Instrument	2537113

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	May 16, 2022

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+8.41%)	$51,872 (+9.62%) Land $4,768 Building $47,104	$155,616 (+9.62%) Land $14,304 Building $141,312
2024	$3,449.00	$47,320 (+22.55%) Land $4,350 Building $42,970	$141,960 (+22.55%) Land $13,050 Building $128,910
2022		$38,613 Land $3,550 Building $35,063	$115,839 Land $10,650 Building $105,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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