510 E Ormsby Ave, Louisville, KY 40203 Property Records

Louisville/Jefferson County Metro Government property record for 510 E Ormsby Ave, Louisville, KY 40203

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,296 sqft · built 1900
Lot Size	0.082 acres (3,576 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09023D00920000`

Property Details

APN / Parcel Number

Primary APN	`09023D00920000`
Alternative APNs	`023D00920000` `00096763`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Finished Area
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,576 sqft (0.082 acres)
Lot Dimensions	144 ft deep x 25 ft wide
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00096763
Street Address	510 E ORMSBY AVE
City	LOUISVILLE
State	KY
Zip	40203-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6-RESIDEN
Legal Description	0.0821 AC +/-; SS E.ORMSBY AVE
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE CENTRAL
Census Block Group	4
Census Block	4016
Census Tract	6500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Shelby Park Historic District listed 2024 · 802 contributing resources · NRIS 100010247
Listed Area	Within Olmsted Park System listed 1982 · 6 contributing resources · NRIS 82002715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 23, 2025	Deed, Transfer · VA Mortgage USAA FSB
Nov 21, 2023	Deed, Transfer · Conventional Mortgage TRADITIONAL BANK INC
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026
Deed Sale	Mar 17, 2026
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	202629856
Deed Book / Page	13281 / 790
Prior Transfer Date	Mar 10, 2026
Prior Transfer Doc	0000029856
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Mar 17, 2026
Property Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Document Number	0000029856
Book / Page	D 13281 / 790
Instrument Date	Mar 10, 2026
Instrument	2026029856
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029857
Date	Mar 17, 2026
Instrument	2026029857

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2055

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 23, 2025
Property Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Document Number	0000066506
Book / Page	D 13076 / 714
Instrument Date	May 21, 2025
Instrument	2025066506
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 VICTORY AVE, LEXINGTON, KY 40502-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066507
Date	May 23, 2025
Instrument	2025066507

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 21, 2023
Property Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Document Number	0000231908
Book / Page	D 12736 / 975
Instrument Date	Nov 20, 2023
Instrument	2023231908
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2334 CAROLINA AVE, LOUISVILLE, KY 40205-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	510 E OMISBY AVE, LOUISVILLE, KY 40203

Mortgage

Document Number	0000231909
Date	Nov 21, 2023
Instrument	2023231909

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 2, 2018
Property Address	510 E ORMSBY AVE, LOUISVILLE, KY 40203-2621
Document Number	0111880752
Book / Page	011188 / 000752
Instrument Date	Jun 28, 2018
Instrument	154064
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E ORMSBY AVE LOUISVILLE KY 402032621, LOUISVILLE, KY 40203-2621

Mortgage

Document Number	155860787
Date	Jul 2, 2018
Book Page	015586/000787
Instrument	154065

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (+76.17%)	$233,000 (+87.68%) Land $22,000 Building $211,000
2024			$233,000 (+87.68%) Land $22,000 Building $211,000
2023	$1,666.00 (-1.3%)	$124,150 (-) Land $22,000 Building $102,150	$124,150 (-) Land $22,000 Building $102,150
2022	$1,688.00	$124,150 Land $22,000 Building $102,150	$124,150 Land $22,000 Building $102,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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