510 E Oakridge St, Ferndale, MI 48220 Property Records

Oakland County property record for 510 E Oakridge St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 721 sqft · built 1925
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Jun 2021)
Tax Bill	$6,713 (2025)
Deeds & Mortgages	Jun 2021 Sale Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-401-002`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-401-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	721 sqft Living Area
1st Floor Area	721 sqft
Basement Area	502 sqft
Unfinished Basement	502 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Porch	Slab
Porch Area	37 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	510 E OAKRIDGE ST
City	FERNDALE
State	MI
Zip	48220-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 198
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	198
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1006
Census Tract	173100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 1, 2019	Warranty Deed, Transfer PRIVATE INDIVIDUAL
Dec 27, 2018	Loan Modification, Mortgage INVESTORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2021145822
Deed Book / Page	56351 / 17
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 9, 2021
Property Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335
Document Number	0000145822
Book / Page	56351 / 17
Map Reference	LB 10 PG 27
Instrument Date	May 28, 2021
Instrument	145822
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$1,565.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4707

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 7, 2019
Property Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335
Document Number	0000186779
Book / Page	53479 / 00686
Map Reference	LB 10 PG 27
Instrument Date	Oct 30, 2019
Instrument	186779
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	EMBASSY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,444.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13517 LIVERNOIS AVE, 13517, DETROIT, MI 48238-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335

Mortgage

Document Number	5346600058
Date	Nov 7, 2019
Instrument	53466/00058

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 1, 2019
Property Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335
Document Number	0000067425
Book / Page	052783 / 000462
Instrument Date	Apr 25, 2019
Instrument	67425
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$834.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13517 LIVERNOIS AVE DETROIT MI 482382514, DETROIT, MI 48238-2514

Mortgage

Document Number	89937
Date	May 1, 2019
Book Page	052911/000760
Instrument	89937

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SOUTHFIELD, MI 48075

Agreement

Amount	Amount Recorded

Interest

Rate	10%

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	510 E OAKRIDGE ST, FERNDALE, MI 48220-1335
Document Number	0000109608
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14517 LIVERNOIS DETROIT MI 48234, DETROIT, MI 48234

Mortgage

Document Number	0000109608
Date	Jul 10, 2019
Book Page	053010/000001
Instrument	109608

Lender

Name	INVESTORS MTG
Type	Mortgage Company
Address	18175 MARYLAND DR, SOUTHFIELD, MI 48075-2801

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,713.00 (-1.35%)	$106,870 (+11.89%)	$213,740 (+11.89%)
2024	$6,805.00 (+80.65%)
2023		$95,510	$191,020
2021	$3,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT RIDGE serves 2,872 people · EPA ID MI0005390
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2022
Also Mapped Here	FERNDALE
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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