510 E Oak St, Rich Hill, MO 64779 Property Records

Bates County property record for 510 E Oak St, Rich Hill, MO 64779

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,196 sqft · built 1960
Lot Size0.482 acres (21,000 sqft)
Owner2 Individual Names on File
Tax Bill$687 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jun 2019 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-03.0-08-030-012-004.000

Property Details

APN / Parcel Number

Primary APN23-03.0-08-030-012-004.000

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions140 ft deep x 150 ft wide
Garage Area512 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address510 E OAK ST
CityRICH HILL
StateMO
Zip64779-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 1 & 4 SPERRYS ADDN BLK 11
Legal SubdivisionSPERRYS ADDN
Legal Block11
Legal Lot Number1,4
JurisdictionBATES MO
Township / Civil DivisionOSAGE
Census Block Group2
Census Block2178
Census Tract70400

Owner

510 E Oak St is owned and occupied by two individuals who acquired it in January 2013.

Source: Bates County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address510 E OAK ST, RICH HILL, MO 64779-1531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 18, 2019Deed of Trust, Mortgage · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Jun 10, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2013
Deed SaleJan 29, 2013
Prior SaleJun 27, 2012
Deed Book / Page959 / 267
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBATES MO
Property Address510 E OAK ST, RICH HILL, MO 64779-1531
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 E OAK ST, RICH HILL, MO 64779-1531

Mortgage

Document Number0010520213
DateJun 28, 2023
Book Page1052/213
Instrument202301287
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBATES MO
Property Address510 E OAK ST, RICH HILL, MO 64779-1531
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010420098
DateJun 18, 2019
Book Page1042/98
Instrument201901199
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJul 1, 2020
Index1-Year LIBOR
Margin2

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBATES MO
Property Address510 E OAK ST, RICH HILL, MO 64779-1531
Document Number0010420099
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address510 E OAK ST RICH HILL MO 647791531, RICH HILL, MO 64779-1531

Mortgage

Document Number0010420099
DateJun 18, 2019
Book Page001042/000099
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate5.01%

Tax Assessment & Valuation

The 2025 property tax bill for 510 E Oak St was $687.

Source: Bates County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBates County
County SubdivisionOsage Township
MunicipalityRich Hill City
Unified School DistrictRich Hill R-IV School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$687.00$10,300$54,200 Land $1,260 Building $52,940
2023$9,010
2021$47,400 Land $1,290 Building $46,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Most Recent ClaimJul 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 E Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICH HILL PWS
serves 1,400 people · EPA ID MO1010682
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · May 2026
Treatment failure
not recorded as resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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