510 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 510 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Single Family Home
Details	2,450 sqft · built 1920
Lot Size	0.682 acres (29,708 sqft)
Owner	Individual on Record
Tax Bill	$3,785 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W005 1042049`

Property Details

APN / Parcel Number

Primary APN	`W005 1042049`
Alternative APN	`170041`

Interior

Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	2,450 sqft
Upper Floors Area	1,225 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Lot Area	29,708 sqft (0.682 acres)
Lot Dimensions	294 ft deep x 101 ft wide
Porch	Open Porch
Porch Area	566 sqft
Utility Building	168 sqft

Location & Zoning

Account Number	170041
Old Parcel Number	W005 1042049
Street Address	510 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1042 RITCHEY WILLIAM A-G1042, ACRES .682
Legal Subdivision	RITCHEY WILLIAM A-G1042
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3016
Census Tract	1103

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	510 E MAIN ST, WHITESBORO, TX 76273-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 6, 2018	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018
Deed Sale	Sep 6, 2018
Deed Document Number	2018-00020255
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	510 E MAIN ST, WHITESBORO, TX 76273-1808
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024394
Date	Sep 11, 2020
Instrument	2020-00024394

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 6, 2018
Property Address	510 E MAIN ST, WHITESBORO, TX 76273-1808
Document Number	0000020255
Map Reference	VOL4113 PG606
Instrument Date	Sep 5, 2018
Instrument	2018-00020255
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E MAIN ST, WHITESBORO, TX 76273-1808

Mortgage

Document Number	0000020256
Date	Sep 6, 2018
Instrument	2018-00020256

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,417 (-11.4%) Land $71,893 Building $228,552	$300,445 (-6.73%) Land $71,893 Building $228,552
2024	$3,785.00 (+4.79%)
2023		$322,127 Land $92,689 Building $229,438	$322,127 Land $92,689 Building $229,438
2022	$3,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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