Union County property record for 510 E Main St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 484 sqft · built 1910 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2018) |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M4-09-02 |
| Primary APN | M4-09-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 484 sqft Adjusted Area |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 510 E MAIN ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 510 E MAIN ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950201 |
Source: Union County records · APN M4-09-02
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 510 E MAIN ST, MORGANFIELD, KY 42437-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage CENTURY LENDING COMPANY |
| May 23, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 180-00001062 |
| Deed Book / Page | 377 / 614 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 510 E MAIN ST, MORGANFIELD, KY 42437-1516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000434/0000000692 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 0000000434/0000000692 |
| Instrument | 180-00001062 |
| Name | CENTURY LENDING COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | May 23, 2018 |
| Property Address | 510 E MAIN ST, MORGANFIELD, KY 42437-1516 |
| Document Number | 377/614 |
| Book / Page | 377 / 614 |
| Instrument Date | May 14, 2018 |
| Instrument | 180-00001062 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 E MAIN ST, MORGANFIELD, KY 42437-1516 |
Source: Union County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,851.00 (-0.48%) | $180,000 (-) Land $10,000 Building $170,000 | $180,000 (-) Land $10,000 Building $170,000 |
| 2023 | $1,860.00 | $180,000 Land $10,000 Building $170,000 | $180,000 Land $10,000 Building $170,000 |
Source: FEMA National Flood Hazard Layer as of October 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2005 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 331 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORGANFIELD WATER WORKS serves 5,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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