510 E Lincoln St, Findlay, OH 45840 Property Records

Hancock County property record for 510 E Lincoln St, Findlay, OH 45840

Property Summary

Property Type	Fast Food Restaurant
Details	684 sqft · built 2015
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Feb 2019)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1011-191-05-013.000`

Property Details

APN / Parcel Number

Primary APN	`1011-191-05-013.000`
Alternative APN	`570000204040`

Interior

Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	684 sqft Living Area
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Mixed
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	50 ft deep x 120 ft wide
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 E LINCOLN ST
City	FINDLAY
State	OH
Zip	45840-6085
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	EAST FINDLAY ADD LOT 407 PT
Legal Subdivision	EAST FINDLAY ADD
Legal Lot Number	407
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3014
Census Tract	800

Owner

510 E Lincoln St, a commercial property, is owned by a company that bought it in February 2019.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Company Name on File
Mailing Address	8083 W US ROUTE 224, FINDLAY, OH 45840-9372
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA
Feb 28, 2019	Warranty Deed, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Aug 26, 2016 · Amount on File
Deed Document Number	20191420
Deed Book / Page	2552 / 2597
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	510 E LINCOLN ST, FINDLAY, OH 45840-6085
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2561/4487
Date	Sep 27, 2019
Book Page	2561/4487
Instrument	201900008347

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2039

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 28, 2019
Property Address	510 E LINCOLN ST, FINDLAY, OH 45840-6085
Document Number	02552/2597
Book / Page	2552 / 2597
Instrument Date	Feb 22, 2019
Instrument	201900001420
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID-AMERICAN TITLE AGENCY INC, MD AMERICAN TITE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8083 US ROUTE, FINDLAY, OH 45840

Mortgage

Document Number	201900001421
Date	Feb 28, 2019
Instrument	201900001421

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	236 Months
Due	Oct 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 510 E Lincoln St was $1,013.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00	$18,720 Land $11,000 Building $7,720	$53,500 Land $31,440 Building $22,060
2023	$899.00	$16,030 Land $9,580 Building $6,450
2022			$45,800 Land $27,360 Building $18,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 510 E Lincoln St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	309 (1981–2026)
Claims Outside the SFHA	3 of 309
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 132 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 510 E Lincoln St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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