510 E Holmes St, Urbana, IL 61801 Property Records

Champaign County property record for 510 E Holmes St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,422 sqft · built 1975
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$9,111 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN93-21-20-432-034

Property Details

APN / Parcel Number

Primary APN93-21-20-432-034

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,422 sqft Building Perimeter
1st Floor Area2,422 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Roof MaterialOther
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions100 ft deep x 86 ft wide
Garage TypeAttached
Garage Area625 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address510 E HOLMES ST
CityURBANA
StateIL
Zip61801-6735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 899 ENNIS RIDGE 19TH SUB
Legal Range09E
Legal Township19N
Legal Section20
Legal SubdivisionENNIS RIDGE 19TH SUB
Legal Lot Number899
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group4
Census Block4006
Census Tract5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address510 E HOLMES ST, URBANA, IL 61801-6735
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address510 E HOLMES ST, URBANA, IL 61801-6735
Transaction TypeMortgage
Record UpdatedNov 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019491
DateOct 28, 2022
Instrument2022R19491
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 19, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,110 (+25.94%) Land $24,910 Building $80,200$315,330 (+25.94%) Land $74,730 Building $240,600
2024$9,111.00 (+16.17%)
2022$7,843.00 Homeowner's exemption Senior Citizen's exemption$83,460 Land $19,780 Building $63,680$250,380 Land $59,340 Building $191,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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