510 E High St, Winterset, IA 50273 Property Records

Madison County property record for 510 E High St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,152 sqft · built 1980
Lot Size	0.446 acres (19,406 sqft)
Owner	Individual on Record
Last Sale	$245,500 (Mar 2024)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`820002210010000`

Property Details

APN / Parcel Number

Primary APN	`820002210010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	624 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,406 sqft (0.446 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	510 E HIGH ST
City	WINTERSET
State	IA
Zip	50273-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 O.L. EAST SUB-DIV LOT 10
Legal Subdivision	EAST ADDITION
Legal Lot Number	1-2,10
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3001
Census Tract	60200

Owner

Source: Madison County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	510 E HIGH ST, WINTERSET, IA 50273-2056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage LINCOLN SAVINGS BANK
Aug 8, 2019	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN STATE BANK
Feb 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Jul 21, 2015 · Amount on Record
Deed Document Number	2024602
Deed Book / Page	2024 / 602
Prior Transfer Date	Jun 9, 2012
Prior Transfer Doc	2012/1813
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Mar 21, 2024
Property Address	510 E HIGH ST, WINTERSET, IA 50273-2056
Document Number	002024/602
Book / Page	2024 / 602
Instrument Date	Mar 18, 2024
Instrument	2024 602
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E HIGH ST # SR, SR, WINTERSET, IA 50273-2056

Mortgage

Document Number	0002024603
Date	Mar 21, 2024
Instrument	2024 603

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	510 E HIGH ST, WINTERSET, IA 50273-2056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4506
Date	Nov 23, 2020
Book Page	2020/4506
Instrument	2020 4506

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	510 E HIGH ST, WINTERSET, IA 50273-2056
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2446
Date	Aug 8, 2019
Book Page	2019/2446
Instrument	2446

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2020

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	510 E HIGH ST, WINTERSET, IA 50273-2056
Transaction Type	Mortgage
Record Updated	Mar 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/640
Date	Feb 25, 2019
Book Page	2019/640
Instrument	640

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00 Homeowner's exemption	$255,600 (+7.17%) Land $41,400 Building $214,200	$255,600 (+7.17%) Land $41,400 Building $214,200
2024	$4,470.00 (+4.98%)
2023		$238,500 Land $23,500 Building $215,000	$238,500 Land $23,500 Building $215,000
2022	$4,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: OmniTel-Interstate Cablevision, Verizon.

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