510 E Elm St, Gaston, IN 47342 Property Records

Delaware County property record for 510 E Elm St, Gaston, IN 47342

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 1987
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$307 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-34-176-013.000-025`

Property Details

APN / Parcel Number

Primary APN	`18-02-34-176-013.000-025`
Alternative APN	`0234176013000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02 34 176 013 000
Street Address	510 E ELM ST
City	GASTON
State	IN
Zip	47342-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S HLF NW QTR 70X183 0.2900ACRES STR: 342209 IN: OUT:
Jurisdiction	DELAWARE IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2027
Census Tract	2501

Owner

510 E Elm St is owned and occupied by an individual who acquired it in September 2024.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	510 E ELM ST, GASTON, IN 47342-9220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2024
Transfer Doc	2024R13446
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	510 E ELM ST, GASTON, IN 47342-9220
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R08379
Date	Jul 3, 2023
Instrument	2023R08379

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 3, 2033

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	510 E ELM ST, GASTON, IN 47342-9220
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R06527
Date	May 23, 2017
Instrument	2017R06527

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 17, 2037

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	510 E ELM ST, GASTON, IN 47342-9220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R06526
Date	May 23, 2017
Instrument	2017R06526

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 510 E Elm St was $307, down 37.6% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Washington Township
Municipality	Gaston Town
Unified School District	Wes-Del Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (-37.6%)	$64,800 Land $10,100 Building $54,700	$64,800 Land $10,100 Building $54,700
2024	$492.00 (+9.58%)
2023	$449.00 (+19.73%)	$53,300 (-5.5%) Land $10,100 Building $43,200	$53,300 (-5.5%) Land $10,100 Building $43,200
2022	$375.00 (+5.04%)	$56,400 Land $10,100 Building $46,300	$56,400 Land $10,100 Building $46,300
2021	$357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GASTON WATER WORKS serves 838 people · EPA ID IN5218008
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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