510 E Elm St, Gallatin, MO 64640 Property Records

Daviess County property record for 510 E Elm St, Gallatin, MO 64640

Property Summary

Property Type	Mobile Home
Details	3 ba · 1,792 sqft · built 1998
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Tax Bill	$940 (2025)
Deeds & Mortgages	May 2025 Line of Credit Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15-9.0-29-01-02`

Property Details

APN / Parcel Number

Primary APN	`15-9.0-29-01-02`

Interior

Full Baths	3 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1998
Architectural Style	Modular
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	510 E ELM ST
City	GALLATIN
State	MO
Zip	64640-1482
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TR IN NW COR NE NE SEE DEED
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	4
Census Block	4055
Census Tract	470200

Owner

Source: Daviess County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	510 E ELM ST, GALLATIN, MO 64640-1482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS BANK OF NORTHERN MISSOURI
Dec 17, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK OF NORTHERN MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2014
Deed Sale	Sep 16, 2014
Deed Document Number	0000363108
Deed Book / Page	363 / 108
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	510 E ELM ST, GALLATIN, MO 64640-1482
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E ELM ST, GALLATIN, MO 64640-1482

Mortgage

Document Number	00000330/4
Date	May 28, 2025
Book Page	330/4
Instrument	20250817

Lender

Name	FARMERS BANK OF NORTHERN MISSOURI
Type	Bank
Address	GALLATIN, MO 64640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	510 E ELM ST, GALLATIN, MO 64640-1482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	291/8
Date	Dec 17, 2018
Book Page	291/8
Instrument	20181873

Lender

Name	FARMERS BANK OF NORTHERN MISSOURI

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+8.29%)	$13,222 (+11.89%) Land $1,480 Building $11,742	$69,590 (+11.9%) Land $7,790 Building $61,800
2023	$868.00	$11,817 Land $1,378 Building $10,439	$62,190 Land $7,250 Building $54,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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