510 E Chestnut St, Odessa, MO 64076 Property Records

Lafayette County property record for 510 E Chestnut St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,145 sqft · built 1995
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Nov 2020)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-3.0-06-0-000-043.290`

Property Details

APN / Parcel Number

Primary APN	`22-3.0-06-0-000-043.290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,145 sqft Living Area
Basement Area	1,145 sqft
Finished Basement	1,145 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	510 E CHESTNUT ST
City	ODESSA
State	MO
Zip	64076-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 QUAIL CREEK SUBD; 774-962, 786-970, 1068-934, 2011DR2113, 2012DR0385, 2016DR1969, 2020DR5079
Legal Range	27
Legal Township	48
Legal Section	06
Legal Subdivision	QUAIL CREEK SUBD
Legal Lot Number	29
Jurisdiction	LAFAYETTE MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4006
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 E CHESTNUT ST, ODESSA, MO 64076-1582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK
May 31, 2016	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Nov 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20202020DR5079
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	510 E CHESTNUT ST, ODESSA, MO 64076-1582
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026DR1018
Date	Mar 16, 2026
Instrument	2026DR1018

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2046

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	510 E CHESTNUT ST, ODESSA, MO 64076-1582
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	ALOHA TITLE, ALPHA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/1970
Date	May 31, 2016
Book Page	2016/1970
Instrument	2016DR1970

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 25, 2049

Interest

Rate	3%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	510 E CHESTNUT ST, ODESSA, MO 64076-1582
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR3559
Date	Sep 22, 2023
Instrument	2023DR3559

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2043

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 17, 2020
Property Address	510 E CHESTNUT ST, ODESSA, MO 64076-1582
Document Number	2020DR5079
Instrument Date	Nov 12, 2020
Instrument	2020DR5079
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E CHESTNUT, ODESSA, MO 64076

Mortgage

Document Number	2020DR5080
Date	Nov 17, 2020
Instrument	2020DR5080

Lender

Name	NEIGHBORS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (+11.59%)	$26,260 (+14%)	$138,210 (+14%) Land $16,730 Building $121,480
2024	$1,743.00
2023		$23,035	$121,239 Land $14,679 Building $106,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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