510 E Chestnut St, Bellingham, WA 98225 Property Records

Whatcom County property record for 510 E Chestnut St, Bellingham, WA 98225

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,358 sqft · built 1900
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$245,280 (Jun 2014)
Tax Bill$4,356 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN512087

Property Details

APN / Parcel Number

Primary APN512087
Alternative APNs
  • 380331 240538 0000
  • 77247

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,358 sqft Living Area
1st Floor Area931 sqft
2nd Floor Area427 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1900
Architectural StyleSplit Level
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.069 acres)
PorchPorch
Porch Area132 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number512087
Street Address510 E CHESTNUT ST
CityBELLINGHAM
StateWA
Zip98225-5156
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM2P1
Legal DescriptionNEW WHATCOM NWLY 35 FT OF NELY 92 FT 4 INCHES OF LOTS 15-16 BLK 92
Legal Range03
Legal Township38
Legal Section31
Legal SubdivisionNEW WHATCOM
Legal Block92
Legal Lot Number15 16
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2005
Census Tract1000

Owner

510 E Chestnut St, a duplex, is owned by an individual who bought it in June 2014.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1375 N PARKSTONE CT, BELLINGHAM, WA 98229-2582
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2014 · Amount on File
Deed SaleJun 10, 2014 · Amount on File
Prior SaleJan 31, 2003
Deed Document Number2140600881
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address510 E CHESTNUT ST, BELLINGHAM, WA 98225-5156
Document Number2200303545
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1375 N PARKSTONE CT BELLINGHAM WA 982292582, BELLINGHAM, WA 98229-2582

Mortgage

Document Number2200303545
DateMar 30, 2020
Instrument303545
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 510 E Chestnut St was $4,356.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,356.00$532,726 Land $256,074 Building $276,652$532,726 Land $256,074 Building $276,652
2022$457,199 Land $219,769 Building $237,430$457,199 Land $219,769 Building $237,430
2021$3,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 E Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 510 E Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband.

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