510 E Buffalo Rd, Robbinsville, NC 28771 Property Records

Graham County property record for 510 E Buffalo Rd, Robbinsville, NC 28771

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,933 sqft · built 2009
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2020)
Tax Bill	$1,490 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5662-00-09-0034-0 1`

Property Details

APN / Parcel Number

Primary APN	`5662-00-09-0034-0 1`
Alternative APN	`155897902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,933 sqft Heated Area
Gross Area	3,009 sqft
1st Floor Area	1,933 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	62,726 sqft (1.44 acres)
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	24 sqft
Patio Area	400 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155897902
Street Address	510 E BUFFALO RD
City	ROBBINSVILLE
State	NC
Zip	28771-6951
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.44 AC E BUFFALO RD
Legal Subdivision	SURVEY FOR CADE C ADAMS
Jurisdiction	GRAHAM NC
Township / Civil Division	CHEOAH
Census Block Group	1
Census Block	1035
Census Tract	920200

Owner

Source: Graham County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 E BUFFALO RD, ROBBINSVILLE, NC 28771-6951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Oct 27, 2016 · Amount on Record
Deed Book / Page	381 / 399
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM NC
Property Address	510 E BUFFALO RD, ROBBINSVILLE, NC 28771-6951
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E BUFFALO RD, ROBBINSVILLE, NC 28771-6951

Mortgage

Document Number	000407/761
Date	Oct 3, 2022
Book Page	407/761

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	Apr 16, 2020
Property Address	510 E BUFFALO RD, ROBBINSVILLE, NC 28771-6951
Document Number	000381/399
Book / Page	381 / 399
Map Reference	CAB DB SL 2204
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1156 BUCKEYE COURT, 1156, FAYETTEVILLE, GA 30214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E BUFFALO RD, ROBBINSVILLE, NC 28771-6951

Mortgage

Document Number	0000381403
Date	Apr 16, 2020
Instrument	381/403

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Graham County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Graham County
Unified School District	Graham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,490.00 (+10.21%)	$229,230 (-) Land $19,350 Building $209,880	$229,230 (-) Land $19,350 Building $209,880
2023	$1,352.00	$229,230 Land $19,350 Building $209,880	$229,230 Land $19,350 Building $209,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Feb 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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