510 E 4th St, Saint Ansgar, IA 50472 Property Records

Mitchell County property record for 510 E 4th St, Saint Ansgar, IA 50472

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 2,464 sqft · built 1987
Lot Size	0.225 acres (9,780 sqft)
Owner	Individual Name on File
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0524402016`

Property Details

APN / Parcel Number

Primary APN	`0524402016`
Alternative APN	`0524402020`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,464 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,780 sqft (0.225 acres)
Lot Dimensions	163 ft deep x 60 ft wide
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	510 E 4TH ST
City	SAINT ANSGAR
State	IA
Zip	50472-9502
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	S & G ADD LOT 1 & N 11' LOT 2 BLK 1, EX E 82.7' THEREOF; COM NE COR LOT 4 BLK 73, E 10', S 163', W 10', N 163' TO POB
Legal Subdivision	SEDLACEK & GILBERTSON ADDITION
Legal Block	1,73
Legal Lot Number	1-2,4
Jurisdiction	MITCHELL IA
Township / Civil Division	ST. ANSGAR
Census Block Group	3
Census Block	3048
Census Tract	560200

Owner

510 E 4th St, a duplex, is owned and occupied by an individual who acquired it in July 2020.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	508 E 4TH ST, SAINT ANSGAR, IA 50472-9502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2020
Transfer Doc	002022/497
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Aug 19, 2020
Property Address	510 E 4TH ST, SAINT ANSGAR, IA 50472-9502
Document Number	02020/1637
Book / Page	2020 / 1637
Map Reference	DOC 2008-1102
Instrument Date	Jul 21, 2020
Instrument	2020 1637
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 4TH ST, SAINT ANSGAR, IA 50472-9502

Mortgage

Document Number	0002022498
Date	Aug 19, 2020
Instrument	2022 498

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Mar 21, 2022
Property Address	510 E 4TH ST, SAINT ANSGAR, IA 50472-9502
Document Number	002022/497
Book / Page	2022 / 497
Instrument Date	Jul 21, 2020
Instrument	2022 497
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 4TH ST, SAINT ANSGAR, IA 50472-9502

Mortgage

Document Number	0020201638
Date	Mar 21, 2022
Instrument	2020 1638

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 510 E 4th St was $2,264 with a homeowner's exemption, up 1.7% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	St. Ansgar City
Unified School District	St. Ansgar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (+1.71%) Homeowner's exemption	$169,220 Land $9,630 Building $159,590	$169,220 Land $9,630 Building $159,590
2024	$2,226.00
2023		$158,140 Land $9,630 Building $148,510	$158,140 Land $9,630 Building $148,510
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 510 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST ANSGAR WATER SUPPLY serves 1,161 people · EPA ID IA6673016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

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