510 E 26th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 510 E 26th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,099 sqft · built 1985
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2022)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11678-798-000`

Property Details

APN / Parcel Number

Primary APN	`11678-798-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,099 sqft Living Area
Gross Area	1,411 sqft
1st Floor Area	1,099 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	312 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 E 26TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB
Legal Description	BELAIRE ESTATES UNIT 5 LOT 6 BLK B ORB 4614 P 836 (103B4)
Legal Range	14W
Legal Township	03S
Legal Section	17
Legal Subdivision	BELAIRE ESTATES
Legal Block	B
Legal Lot Number	6
Legal Unit	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4015
Census Tract	1302

Owner

510 E 26th St is owned and occupied by two individuals who bought it in September 2022.

Source: Bay County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jan 3, 2022	Warranty Deed, Transfer NOT AVAILABLE, DEFENDER TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Prior Sale	Jan 3, 2022 · Amount on File
Deed Document Number	202271122
Deed Book / Page	4614 / 836
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802

Mortgage

Document Number	0049581238
Date	Oct 1, 2025
Book Page	4958/1238
Instrument	2025056840

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78726

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802

Mortgage

Document Number	0047920203
Date	Apr 15, 2024
Book Page	4792/203
Instrument	2024021297

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78726

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 28, 2022
Property Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802
Document Number	0046140836
Book / Page	4614 / 836
Map Reference	MB 14 PG 61
Instrument Date	Sep 23, 2022
Instrument	2022071122
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	DEFENDER T&E AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 WINDRIDGE LN, PANAMA CITY BEACH, FL 32413-2678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802

Mortgage

Document Number	0046140838
Date	Sep 28, 2022
Book Page	4614/838
Instrument	2022071123

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 3, 2022
Property Address	510 E 26TH ST, LYNN HAVEN, FL 32444-4802
Document Number	0045060987
Book / Page	4506 / 987
Map Reference	MB 14 PG 61
Instrument Date	Dec 27, 2021
Instrument	2022000095
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NOT AVAILABLE, DEFENDER TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 MINNESOTA AVET, LYNN HAVEN, FL 32444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WINDRIDGE LN, PANAMA CITY BEACH, FL 32413-2678

Tax Assessment & Valuation

The 2025 property tax bill for 510 E 26th St was $2,458 with a homeowner's exemption, down 0.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (-0.24%) Homeowner's exemption	$204,991	$217,553 Land $52,100 Building $165,453
2024	$2,464.00 (+2.67%)
2023	$2,400.00 (+26.98%) Homeowner's exemption	$193,970 (+52.13%) Land $45,263 Building $148,707	$193,970 (+52.13%) Land $45,263 Building $148,707
2022	$1,890.00	$127,500 Land $37,443 Building $90,057	$127,500 Land $37,443 Building $90,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 E 26th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 E 26th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E 26th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures