510 Danny Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 510 Danny Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1960
Lot Size	0.268 acres (11,660 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Aug 2026)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`248520A000`

Property Details

APN / Parcel Number

Primary APN	`248520A000`
Alternative APN	`2-057A-4439-00-0016.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,660 sqft (0.268 acres)
Lot Dimensions	106 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	296 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	248520A000
Street Address	510 DANNY LN
City	O FALLON
State	MO
Zip	63366-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR LOT 16
Legal Subdivision	SUNSET TERR SEC 29 47/3
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1011
Census Tract	311802

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	510 DANNY LN, O FALLON, MO 63366-2459
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Affidavit of Death of Trustee, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 22, 2019	Deed of Trust, Mortgage COMMERCE BANK
Nov 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Deed Document Number	202641616
Prior Transfer Date	Aug 28, 2026
Prior Transfer Doc	0000041616
Record Updated	Oct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	ST CHARLES MO
Recording Date	Aug 31, 2026
Property Address	510 DANNY LN, O FALLON, MO 63366-2459
Document Number	0000041616
Instrument Date	Aug 28, 2026
Instrument	202641616
Transaction Type	Transfer
Record Updated	Sep 11, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	510 DANNY LN, O FALLON, MO 63366-2459

Mortgage

Document Number	0000041617,
Date	Aug 31, 2026
Instrument	202641617

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	510 DANNY LN, O FALLON, MO 63366-2459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 DANNY LN, O FALLON, MO 63366-2459

Mortgage

Document Number	0070272197
Date	Jan 22, 2019
Book Page	7027/2197
Instrument	20190122000032160

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jan 14, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	510 DANNY LN, O FALLON, MO 63366-2459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071860968
Date	Nov 21, 2019
Book Page	7186/0968
Instrument	20191121000669310

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 30, 2031

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,938 (-)	$220,724 (-) Land $49,500 Building $171,224
2025	$2,708.00	$41,938 (+8.18%)	$220,724 (+8.18%) Land $49,500 Building $171,224
2023		$38,768
2022			$204,040 Land $49,500 Building $154,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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