510 D St, Staunton, VA 24401 Property Records

Staunton City property record for 510 D St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2004
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Dec 2018)
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4405`

Property Details

APN / Parcel Number

Primary APN	`4405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 D ST
City	STAUNTON
State	VA
Zip	24401-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 11 LOT 26
Legal Subdivision	STAUNTON PARK
Legal Block	11
Legal Lot Number	26
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4009
Census Tract	300

Owner

510 D St is owned and occupied by an individual who bought it in December 2018.

Source: Staunton City records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	510 D ST, STAUNTON, VA 24401-2744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Dec 14, 2018	Deed, Transfer · Conventional Mortgage DUPONT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Deed Document Number	20182946
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	510 D ST, STAUNTON, VA 24401-2744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSIGHT TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002543
Date	Sep 22, 2020
Instrument	200002543

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Dec 14, 2018
Property Address	510 D ST, STAUNTON, VA 24401-2744
Document Number	180002946
Map Reference	MB 1
Instrument Date	Nov 28, 2016
Instrument	180002946
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BLUE MAPLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 D ST, STAUNTON, VA 24401-2744

Mortgage

Document Number	180002947
Date	Dec 14, 2018
Instrument	180002947

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate	5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 510 D St was $2,077.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00	$228,280 Land $34,480 Building $193,800	$228,280 Land $34,480 Building $193,800
2023	$1,804.00	$202,740 Land $30,740 Building $172,000	$202,740 Land $30,740 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 D St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2003–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 510 D St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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