510 Crystal Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 510 Crystal Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,764 sqft · built 2017
Lot Size	0.506 acres (22,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Jul 2026)
Tax Bill	$6,086 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0803-00150`

Property Details

APN / Parcel Number

Primary APN	`010-0803-00150`
Alternative APN	`1052260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,764 sqft Gross Area
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	22,059 sqft (0.506 acres)
Garage Area	586 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	300 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1052260
Street Address	510 CRYSTAL DR
City	DULUTH
State	MN
Zip	55811-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 2 SERIAL #
Legal Subdivision	CRYSTAL VILLAGE
Legal Block	2
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1063
Census Tract	302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 CRYSTAL DR, DULUTH, MN 55811-4410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Jul 20, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 25, 2017	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE
Mar 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	20261103385
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 9, 2026
Property Address	510 CRYSTAL DR, DULUTH, MN 55811-4410
Document Number	0001103385
Instrument Date	Jun 30, 2026
Instrument	20261103385
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$251,641.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 CRYSTAL DR, DULUTH, MN 55811-4410

Mortgage

Document Number	0001103386,
Date	Jul 9, 2026
Instrument	20261103386

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	510 CRYSTAL DR, DULUTH, MN 55811-4410
Document Number	00T1026949
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 CRYSTAL DR DULUTH MN 558114410, DULUTH, MN 55811-4410

Mortgage

Document Number	00T1026949
Date	Aug 5, 2020
Instrument	T1026949

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	510 CRYSTAL DR, DULUTH, MN 55811-4410
Document Number	000T991514
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 CRYSTAL DR DULUTH MN 558114410, DULUTH, MN 55811-4410

Mortgage

Document Number	000T991514
Date	Oct 30, 2017
Instrument	T991514

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 28, 2017
Property Address	510 CRYSTAL DR, DULUTH, MN 55811-4410
Instrument Date	Mar 27, 2017
Instrument	T983393
Transaction Type	Construction Loan
Record Updated	Apr 12, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 TERRACE ST DULUTH MN 558114613, DULUTH, MN 55811-4613

Mortgage

Document Number	000T983393
Date	Mar 28, 2017
Instrument	T983393

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,086.00 (+9.22%) Homeowner's exemption
2025	$5,572.00 (-10.91%) Homeowner's exemption	$546,700 (+31.89%) Land $62,100 Building $484,600	$546,700 (+31.89%) Land $62,100 Building $484,600
2024	$6,254.00	$414,500 (+8.11%) Land $49,500 Building $365,000	$414,500 (+8.11%) Land $49,500 Building $365,000
2022		$383,400 Land $47,300 Building $336,100	$383,400 Land $47,300 Building $336,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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