Matagorda County property record for 510 Commerce St, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1984 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,300 (May 2013) |
| Tax Bill | $3,118 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3321-0540-000600 |
| Primary APN | 3321-0540-000600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 520 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Porch | Porch |
| Porch Area | 320 sqft |
| Account Number | 3321-0540-000600 |
|---|---|
| Street Address | 510 COMMERCE ST |
| City | PALACIOS |
| State | TX |
| Zip | 77465-5224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALACIOS ORIGINAL TOWNSITE, BLOCK 54, LOT 6-7 |
| Legal Block | 54 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | PALACIOS |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 730600 |
Source: Matagorda County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 510 COMMERCE ST, PALACIOS, TX 77465-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage PROSPERITY BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2013 · Amount on Record |
| Deed Sale | May 21, 2013 · Amount on Record |
| Deed Document Number | 20132379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 510 COMMERCE ST, PALACIOS, TX 77465-5224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003317 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 003317 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | PALACIOS, TX 77465 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 7, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 510 COMMERCE ST, PALACIOS, TX 77465-5224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | PALACIOS ABSTRACT AND TITLE COMPANY, PAFACIOS ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2021000908 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-000908 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | EL CAMPO, TX 77437 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Matagorda County |
| Municipality | Palacios City |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,118.00 (+125.94%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $146,650 (-9.68%) | $178,820 (+10.14%) Land $23,170 Building $155,650 |
| 2025 | $1,380.00 (-21.55%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $162,360 (+23.89%) Land $23,170 Building $139,190 | $162,360 (+23.89%) Land $23,170 Building $139,190 |
| 2023 | $131,050 Land $14,970 Building $116,080 | $131,050 Land $14,970 Building $116,080 | |
| 2022 | $1,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1979–1998) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 1998 · Flooding 10/18/98 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALACIOS serves 4,700 people · EPA ID TX1610004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
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