510 Cliff St, Morristown, TN 37814 Property Records

Hamblen County property record for 510 Cliff St, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2023
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$295,845 (Aug 2023)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025L-A-018.00`

Property Details

APN / Parcel Number

Primary APN	`025L-A-018.00`
Alternative APN	`032025L A 01800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,768 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	032025L A 01800
Street Address	510 CLIFF ST
City	MORRISTOWN
State	TN
Zip	37814-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	BLOSSOM SPRINGS SUBDIVISION PHASE 2 PB: N PG: 166 LOT: 18 IRR
Legal Subdivision	BLOSSOM SPRINGS SUBDIVISION PHASE 2
Legal Lot Number	18
Jurisdiction	HAMBLEN TN
Township / Civil Division	7
Census Block Group	4
Census Block	4005
Census Tract	100600

Owner

510 Cliff St is owned and occupied by two individuals who bought it in August 2023.

Source: Hamblen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 CLIFF ST, MORRISTOWN, TN 37814-5641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Aug 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Deed Document Number	202329544
Deed Book / Page	2048 / 458
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	510 CLIFF ST, MORRISTOWN, TN 37814-5641
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 CLIFF ST, MORRISTOWN, TN 37814-5641

Mortgage

Document Number	0002173649
Date	Dec 9, 2025
Book Page	2173/649
Instrument	25050290

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	1423 RED VENTURES DR # 201, FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Aug 28, 2023
Property Address	510 CLIFF ST, MORRISTOWN, TN 37814-5641
Document Number	0002048458
Book / Page	2048 / 458
Map Reference	MB N PG 166
Instrument Date	Aug 24, 2023
Instrument	23029544
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 CLIFF ST, MORRISTOWN, TN 37814-5641

Mortgage

Document Number	0023029545
Date	Aug 28, 2023
Instrument	23029545

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$78,650 Land $13,075 Building $65,575	$314,600 Land $52,300 Building $262,300
2023	$295,845
		$295,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Cliff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Cliff St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISTOWN UTILITIES COMMISSION serves 39,883 people · EPA ID TN0000474
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
MUSFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Trilight.

Cell Coverage

5G (outdoors only) and 4G LTE

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