510 Bluff St, Lockport, IL 60441 Property Records

Will County property record for 510 Bluff St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1940
Lot Size	0.22 acres (9,625 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-14-405-021`

Property Details

APN / Parcel Number

Primary APN	`11-04-14-405-021`
Alternative APN	`04144050210000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	9,625 sqft (0.22 acres)
Lot Dimensions	175 ft deep x 55 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	510 BLUFF ST
City	LOCKPORT
State	IL
Zip	60441-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 50 FT OF LOT 21 IN A T MC INTOSH CO'S LOCKPORT FARMS, BEING A SUB OF PRT OF SEC 14, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	14
Legal Subdivision	LOCKPORT FARMS
Legal Lot Number	21
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2006
Census Tract	880502

Owner

510 Bluff St is owned and occupied by an individual who bought it in June 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	510 BLUFF ST, LOCKPORT, IL 60441-2628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Mar 5, 2010 · Amount on File
Deed Document Number	202169509
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 23, 2021
Property Address	510 BLUFF ST, LOCKPORT, IL 60441-2628
Document Number	0000069509
Map Reference	DOC 560978
Instrument Date	Apr 27, 2021
Instrument	R2021069509
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BLUFF ST, 69441

Mortgage

Document Number	0000069511
Date	Jun 23, 2021
Instrument	R2021069511

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 510 Bluff St was $4,734.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00	$71,570 (+7.2%) Land $27,437 Building $44,133	$214,710 (+7.2%) Land $82,311 Building $132,399
2024		$66,763 Land $25,594 Building $41,169	$200,289 Land $76,782 Building $123,507
2022	$3,617.00 Homeowner's exemption	$51,152 Land $19,609 Building $31,543	$153,456 Land $58,827 Building $94,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Bluff St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1987–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2004 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Bluff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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