510 Bay Tree Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 510 Bay Tree Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,050 sqft · built 1995
Lot Size	0.193 acres (8,409 sqft)
Owner	Company Name on Record
Tax Bill	$8,331 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-240-042-000`

Property Details

APN / Parcel Number

Primary APN	`162-240-042-000`
Alternative APN	`162-240-042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	8,409 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	162-240-042
Street Address	510 BAY TREE CT
City	WINDSOR
State	CA
Zip	95492-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95 FM PT 162-020-059 FOOTHILL MEADOWS LOT 42
Legal Subdivision	FOOTHILL MEADOWS
Legal Block	1
Legal Lot Number	42
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1001
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 BAY TREE CT, WINDSOR, CA 95492-8350
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
May 8, 2023	Intrafamily Transfer, Transfer
Jan 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO
Jan 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021
Deed Sale	Jan 27, 2021
Prior Sale	Jan 8, 2020
Deed Document Number	20219577
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000009577
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	510 BAY TREE CT, WINDSOR, CA 95492-8350
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BAY TREE CT, WINDSOR, CA 95492-8350

Mortgage

Document Number	0000119328
Date	Nov 1, 2021
Instrument	2021119328

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	May 8, 2023
Property Address	510 BAY TREE CT, WINDSOR, CA 95492-8350
Document Number	0000019754
Map Reference	MB 532 PG 17-22
Instrument Date	May 3, 2023
Instrument	2023019754
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	510 BAY TREE CT, WINDSOR, CA 95492-8350

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 27, 2021
Property Address	510 BAY TREE CT, WINDSOR, CA 95492-8350
Document Number	0000009577
Map Reference	MB 532 PG 17-22
Instrument Date	Jan 25, 2021
Instrument	2021009577
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BAY TREE CT, WINDSOR, CA 95492-8350

Mortgage

Document Number	0000009578
Date	Jan 27, 2021
Instrument	2021009578

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 8, 2020
Property Address	510 BAY TREE CT, WINDSOR, CA 95492-8350
Document Number	0000001491
Map Reference	MB 532 PG 17-22
Instrument Date	Jan 2, 2020
Instrument	2020001491
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 BAY TREE CT, WINDSOR, CA 95492-8350

Mortgage

Document Number	0000001492
Date	Jan 8, 2020
Instrument	2020001492

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	510 BAY TREE CT, WINDSOR, CA 95492-8350
Document Number	0000070157
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 BAY TREE CT WINDSOR CA 954928350, WINDSOR, CA 95492-8350

Mortgage

Document Number	0000070157
Date	Oct 9, 2018
Instrument	70157

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$704,874 (+2%) Land $281,948 Building $422,926
2025	$8,331.00 (+4.23%)	$691,054 (+4.04%) Land $276,420 Building $414,634
2023	$7,993.00 (+1.74%)	$664,221 Land $265,687 Building $398,534
2022	$7,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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