510 8th Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 510 8th Ave S, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$286,500 (May 2023)
Tax Bill$3,942 (2025)
Deeds & MortgagesJun 2005 Mortgage
Jul 2005 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APN018-000451-000

Property Details

APN / Parcel Number

Primary APN018-000451-000
Alternative APN
  • 40539

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Account Number40539
Street Address510 8TH AVE S
CityONALASKA
StateWI
Zip54650-3356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUTTLES & PIERCES ADDITION LOT 3 & N1/2 LOT 4 BLOCK 2 SUBJ TO A. IN V876 P433
Legal Range07
Legal Township16
Legal Section09
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionBUTTLES & PIERCES ADDITION
Legal Block2
Legal Lot Number3-4
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4035
Census Tract10500

Owner

510 8th Ave S is owned and occupied by an individual who bought it in May 2023.

Source: La Crosse County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address510 8TH AVE S, ONALASKA, WI 54650-3356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2005Deed of Trust, Mortgage · ARM
WELLS FARGO FINANCIAL WISCONSIN INC
Jul 14, 2005Deed of Trust, Mortgage · Line of Credit
WELLS FARGO FINANCIAL BANK
Aug 18, 2010Deed of Trust, Mortgage · FHA Mortgage
BANK OF AMERICA NA
Apr 5, 2011Deed of Trust, Mortgage · Conventional Mortgage
MERRILL LYNCH CREDIT CORP
May 21, 2025Deed of Trust, Mortgage · Line of Credit
FRANDSEN BANK & TRUST
Apr 3, 2012Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 25, 2023Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK
Dec 7, 2016Warranty Deed, Transfer · Conventional Mortgage
FIREFIGHTERS CU
May 23, 2014Warranty Deed, Transfer
MULDER & SCULLY TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2023 · Amount on File
Deed SaleMay 25, 2023 · Amount on File
Prior SaleDec 7, 2016 · Amount on File
Deed Document Number1808003
Record UpdatedJun 8, 2026

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001424124
DateJun 16, 2005
Instrument1424124
Lender
NameWELLS FARGO FINANCIAL WISCONSIN INC
TypeSubprime Lender
AddressONALASKA, WI 54650
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJun 6, 2035
Interest
Rate TypeAdjustable Rate
Rate7.88%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2008
Change Frequency6 Months
IndexPrime Rate
Max Rate6%

July 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001426376
DateJul 14, 2005
Instrument1426376
Lender
NameWELLS FARGO FINANCIAL BANK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record

August 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001555981
DateAug 18, 2010
Instrument1555981
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2040

April 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001571870
DateApr 5, 2011
Instrument1571870
Lender
NameMERRILL LYNCH CREDIT CORP
TypeMortgage Company
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001833852
DateMay 21, 2025
Instrument1833852
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 21, 2035
Interest
Rate TypeAdjustable Rate

April 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001593953
DateApr 3, 2012
Instrument1593953
Lender
NameBANK OF AMERICA NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2027

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateMay 25, 2023
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Document Number0001808003
Instrument DateMay 24, 2023
Instrument1808003
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$859.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

Mortgage

Document Number0001808004
DateMay 25, 2023
Instrument1808004
Lender
NameASSOCIATED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

December 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateDec 7, 2016
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Document Number0001686388
Instrument DateDec 2, 2016
Instrument1686388
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001686389
DateDec 7, 2016
Instrument1686389
Lender
NameFIREFIGHTERS CU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number0001687143
DateDec 22, 2016
Instrument1687143
Lender
NameWHEDA
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 1, 2026
Interest
Rate TypeFixed Rate

May 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateMay 23, 2014
Property Address510 8TH AVE S, ONALASKA, WI 54650-3356
Document Number0001639710
Instrument DateMay 23, 2014
Instrument1639710
Transaction TypeTransfer
Record UpdatedJun 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2549 KENORA PKWY, EAU CLAIRE, WI 54703-6249

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 8TH AVE S, ONALASKA, WI 54650-3356

Mortgage

Document Number0001639711
DateMay 23, 2014
Instrument1639711
Lender
NameMULDER & SCULLY TRUST
TypeNon-Lending Institution
AddressHENDERSON, NV 89014
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 510 8th Ave S was $3,942 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,942.00 Homeowner's exemption$305,200 Land $61,000 Building $244,200$308,700
2023$3,765.00 Homeowner's exemption$223,000 Land $43,600 Building $179,400$223,000 Land $43,600 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 8th Ave S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2004)
Most Recent ClaimAug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 8th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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