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510 4th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 510 4th St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 885 sqft · built 1967
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$524,000 (Aug 2020)
Tax Bill$6,669 (2024)
Deeds & MortgagesAug 2020 Sale
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00072900-000000

Property Details

APN / Parcel Number

Primary APN00072900-000000
Alternative APNs
  • 04663300072900000000
  • 1076953

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area885 sqft Living Area
1st Floor Area885 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2007
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialOther
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions110 ft deep x 30 ft wide
PorchOpen Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1076953
Old Parcel Number04663300072900000000
Street Address510 4TH ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 SLY 1/2 LT 24 KEY COLONY BEACH SHELTER KEY PB3-120 OR437-300 OR909-1401 OR2454-681 OR2535-1429 OR2536-1539/42
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number24
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14680 CEMETERY RD, FORT MYERS, FL 33905-7308
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Warranty Deed, Transfer
ATTORNEY ONLY
May 4, 2020Warranty Deed, Transfer · Conventional with PMI
TOWNE MTG
Jul 20, 2018Loan Modification, Mortgage · Conventional Mortgage
BETTY T PICKARD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2020 · Amount on Record
Deed SaleAug 1, 2020 · Amount on Record
Deed Document Number0030371786
Deed Book / Page2556 / 0995
Prior Transfer DateFeb 22, 2012
Prior Transfer Doc1871046
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 17, 2020
Property Address510 4TH ST, KEY COLONY BEACH, FL 33051
Document Number0030371786
Book / Page003037 / 001786
Instrument DateAug 3, 2020
Instrument2277414
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,668.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14680 CEMETERY RD FORT MYERS FL 339057308, FORT MYERS, FL 33905-7308

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 4, 2020
Property Address510 4TH ST, KEY COLONY BEACH, FL 33051
Document Number0030200223
Book / Page003020 / 000223
Instrument DateApr 28, 2020
Instrument2265066
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,668.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address520 4TH ST KEY COLONY BEACH FL 33051, KEY COLONY BEACH, FL 33051

Mortgage

Document Number30202232
DateMay 4, 2020
Book Page003020/002232
Instrument2265067
Lender
NameTOWNE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 3, 2050

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address510 4TH ST, KEY COLONY BEACH, FL 33051
Document Number0029261035
Instrument DateJul 20, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 4TH ST KY KEY COLONY BEACH FL 33051, KEY COLONY BEACH, FL 33051

Mortgage

Document Number0029261035
DateSep 11, 2018
Book Page002926/001035
Instrument2186049
Lender
NameBETTY T PICKARD
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$662,650 (-7.24%) Land $446,160 Building $216,490$662,650 (-7.24%) Land $446,160 Building $216,490
2024$6,669.00 (+8.78%)
2023$6,131.00 (+15.42%)$714,366 (+28.06%) Land $501,534 Building $212,832$714,366 (+28.06%) Land $501,534 Building $212,832
2022$5,312.00$557,857 Land $323,136 Building $234,721$557,857 Land $323,136 Building $234,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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