San Diego County property record for 510 4th St, Apt 3A, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,716 sqft · built 1979 |
| Lot Size | 0.75 acres (32,667 sqft) |
| Owner | Trust Name on File |
| Last Sale | $275,000 (Dec 1987) |
| Tax Bill | $5,833 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-073-45-07 |
| Primary APN | 258-073-45-07 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,716 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Lot Area | 32,667 sqft (0.75 acres) |
| View / Lot | Ocean |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 510 4TH ST, 3A |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3451 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | D-R15 |
| Legal Description | LOT 1 US 3A PER DOC79-011188&UND INT IN TR 009068 |
| Legal Subdivision | ENCINITAS #3530 |
| Legal Tract | 009068 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 17501 |
510 4th St, Apt 3A is owner-occupied and held in a trust since September 2016.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 510 4TH ST, 3A, ENCINITAS, CA 92024-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 1987 · Amount on File |
| Deed Sale | Dec 21, 1987 · Amount on File |
| Deed Document Number | 1987698820 |
| Last Transfer Date | Sep 24, 2016 |
| Transfer Doc | 0000519874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 510 4TH ST APT 3A, 3A, ENCINITAS, CA 92024-3451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE COMPANY OF CAL |
| Name | Verified Name |
|---|
| Document Number | 0000010056 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 2018-0010056 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
The 2025 property tax bill for 510 4th St, Apt 3A was $5,833 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $536,867 (+2%) Land $302,601 Building $234,266 | |
| 2025 | $5,833.00 Homeowner's exemption | $526,341 Land $296,668 Building $229,673 |
| 2023 | $5,465.00 (+2.21%) Homeowner's exemption | $505,904 Land $285,149 Building $220,755 |
| 2022 | $5,347.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 510 4th St, Apt 3A in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 510 4th St, Apt 3A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Ting.
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