510 42nd St, Sacramento, CA 95819 Property Records

Sacramento County property record for 510 42nd St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1925
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2015)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`004-0242-003-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0242-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	510 42ND ST
City	SACRAMENTO
State	CA
Zip	95819-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BURLINGAME TERRACE, LOT 78
Legal Subdivision	BURLINGAME TERRACE
Legal Lot Number	78
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 42ND ST, SACRAMENTO, CA 95819-2819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN BAY MTG GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Book / Page	20150331 / 1744
Prior Transfer Date	Feb 16, 1994
Prior Transfer Doc	9402002686
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	510 42ND ST, SACRAMENTO, CA 95819-2819
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 42ND ST, SACRAMENTO, CA 95819-2819

Mortgage

Document Number	0000000319
Date	Mar 23, 2026
Instrument	202603230319

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	510 42ND ST, SACRAMENTO, CA 95819-2819
Document Number	2009161063
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	510 42ND ST SACRAMENTO CA 958192819, SACRAMENTO, CA 95819-2819

Mortgage

Document Number	2009161063
Date	Sep 16, 2020
Instrument	2009161063

Lender

Name	GOLDEN BAY MTG GROUP
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,638 (+2%) Land $367,762 Building $183,876
2025	$6,418.00 (+1.42%)	$540,822 (+4.04%) Land $360,551 Building $180,271
2024	$6,328.00 (+2.41%)
2023	$6,179.00 (+1.7%)	$519,823 Land $346,551 Building $173,272
2022	$6,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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