510 3rd St, Montara, CA 94037 Property Records

San Mateo County property record for 510 3rd St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1972
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,200,000 (Aug 2022)
Tax Bill	$10,380 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-065-230`

Property Details

APN / Parcel Number

Primary APN	`036-065-230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,340 sqft
Basement Area	1,150 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1,150 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	510 3RD ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 7 BLK 52 FARALLONE CITY 1ST ADD RSM 4/29
Legal Subdivision	FARALLONE CITY 1ST ADD
Legal Block	52
Legal Lot Number	7
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5028
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 370552, MONTARA, CA 94037-0552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Aug 16, 2022	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 16, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Mar 31, 1999 · Amount on Record
Deed Document Number	202261027
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	0000061028
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	510 3RD ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 370552, MONTARA, CA 94037-0552

Mortgage

Document Number	0000026112
Date	Feb 17, 2021
Instrument	2021-026112

Lender

Name	PATELCO CU
Type	Credit Union
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	510 3RD ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020870
Date	Mar 9, 2017
Instrument	2017-020870

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2042

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 16, 2022
Property Address	510 3RD ST, MONTARA, CA 94037
Document Number	0000061028
Map Reference	MB A PG 58
Instrument Date	Aug 11, 2022
Instrument	2022-061028
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 4TH ST, MONTARA, CA 94037

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 16, 2022
Property Address	510 3RD ST, MONTARA, CA 94037
Document Number	0000061027
Map Reference	MB A PG 58
Instrument Date	Aug 11, 2022
Instrument	2022-061027
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 4TH ST, MONTARA, CA 94037

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 12, 2017
Property Address	510 3RD ST, MONTARA, CA 94037
Document Number	0000031613
Instrument Date	Apr 11, 2017
Instrument	31613
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 370552 MONTARA CA 940370552, MONTARA, CA 94037-0552

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,590 (+2%) Land $331,795 Building $331,795
2025	$10,380.00 (+12.89%) Homeowner's exemption	$650,580 (+4.04%) Land $325,290 Building $325,290
2023	$9,195.00 Homeowner's exemption	$625,318 Land $312,659 Building $312,659	$962,730
2022	$9,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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