510 3rd Ave NE, Independence, IA 50644 Property Records

Buchanan County property record for 510 3rd Ave NE, Independence, IA 50644

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,118 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Sep 2021)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0634415003`

Property Details

APN / Parcel Number

Primary APN	`0634415003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,118 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Garage Area	768 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	510 3RD AVE NE
City	INDEPENDENCE
State	IA
Zip	50644-1831
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BULLS LOT 8 BLK 2
Legal Subdivision	BULLS
Legal Block	2
Legal Lot Number	8
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1058
Census Tract	950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2560 51ST STREET DR, BRANDON, IA 52210-9634
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage KERNDT BROTHERS SAVINGS BANK
Oct 15, 2018	Deed of Trust, Mortgage BANK IOWA
Sep 10, 2021	Warranty Deed, Transfer · Commercial Mortgage KERNDT BROTHERS SAVINGS BANK
Mar 31, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	20213492
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	510 3RD AVE NE, INDEPENDENCE, IA 50644-1831
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R03535
Date	Sep 15, 2021
Instrument	2021R03535

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	510 3RD AVE NE, INDEPENDENCE, IA 50644-1831
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02880
Date	Oct 15, 2018
Instrument	2018R02880

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN IA
Recording Date	Sep 10, 2021
Property Address	510 3RD AVE NE, INDEPENDENCE, IA 50644-1831
Document Number	2021R03492
Instrument Date	Aug 31, 2021
Instrument	2021R03492
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 51ST STREET DR, BRANDON, IA 52210-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R03534
Date	Sep 15, 2021
Instrument	2021R03534

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN IA
Recording Date	Mar 31, 2021
Property Address	510 3RD AVE NE, INDEPENDENCE, IA 50644-1831
Document Number	2021R01152
Instrument Date	Mar 29, 2021
Instrument	2021R01152
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 275TH ST, 1940, INDEPENDENCE, IA 50644-9842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 51ST STREET DR, BRANDON, IA 52210-9634

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 (+25.23%)	$104,120 (+13.77%) Land $24,140 Building $79,980	$104,120 (+13.77%) Land $24,140 Building $79,980
2023	$1,554.00	$91,520 Land $21,560 Building $69,960	$91,520 Land $21,560 Building $69,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	132 (1979–2018)
Claims Outside the SFHA	10 of 132
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims Severe Storms & Flooding, Aug 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Independence Telecommunications Utility Cable · Fiber in parts of the area	250 / 25
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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