51/55 Townsend Rd, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 51/55 Townsend Rd, Liberty, NY 12754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 2017
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Sep 2025)
Tax Bill	$7,848 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483689 39.-1-30.4`

Property Details

APN / Parcel Number

Primary APN	`483689 39.-1-30.4`
Alternative APN	`3689039 0001030004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	1,708 sqft
Upper Floors Area	532 sqft
Basement Area	336 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	136,778 sqft (3.14 acres)
Lot Width	171 ft Width
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	194 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	51/55 TOWNSEND RD
City	LIBERTY
State	NY
Zip	12754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Block	1
Legal Lot Number	30.004
Jurisdiction	SULLIVAN NY
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2001
Census Tract	950600

Owner

Source: Sullivan County and Liberty Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3212 STATE ROUTE 52, WHITE SULPHUR SPRINGS, NY 12787-5419
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed, Transfer · Stand-Alone First Mortgage HUDSON VALLEY FCU
Jul 19, 2021	Deed, Transfer · Stand-Alone First Mortgage VALLEY NATIONAL BANK
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEFF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	20257059
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Sep 22, 2025
Property Address	51/55 TOWNSEND RD, LIBERTY, NY 12754
Document Number	0000000059
Instrument Date	Sep 9, 2025
Instrument	2025-7059
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 STATE ROUTE 52, WHITE SULPHUR SPRINGS, NY 12787-5419

Mortgage

Document Number	0000000060
Date	Sep 22, 2025
Instrument	2025-7060

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2035
Index	Other

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jul 19, 2021
Property Address	51/55 TOWNSEND RD, LIBERTY, NY 12754
Document Number	283
Instrument Date	Jul 16, 2021
Instrument	2021-7283
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 ROBIN LN, BAYSIDE, NY 11360-1194

Mortgage

Document Number	284
Date	Jul 19, 2021
Instrument	2021-7284

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	51/55 TOWNSEND RD, LIBERTY, NY 12754
Document Number	0000001129
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	UPSTATE ABSTRACT OF NEW YORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 TOWNSEND RD LIBERTY NY 127542914, LIBERTY, NY 12754-2914

Mortgage

Document Number	0000001129
Date	Feb 8, 2017
Instrument	1129

Lender

Name	JEFF BK
Type	Bank
Address	JEFFERSONVILLE, NY 12748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Feb 7, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Liberty Town
Unified School District	Liberty Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,848.00 (+1.83%)	$133,300 (-) Land $18,100 Building $115,200	$354,600 (+10.67%) Land $48,149 Building $306,451
2024	$7,707.00	$133,300 (-) Land $18,100 Building $115,200	$320,400 (+18.64%) Land $43,505 Building $276,895
2023		$133,300 (-) Land $18,100 Building $115,200	$270,057 (+28.23%) Land $36,669 Building $233,388
2022		$133,300 Land $18,100 Building $115,200	$210,600 Land $28,596 Building $182,004

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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