Rockcastle County property record for 51 Willowtree Ln, Mount Vernon, KY 40456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1993 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $210 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-00-050.02 |
| Primary APN | 024-00-050.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Account Number | 105401 |
|---|---|
| Street Address | 51 WILLOWTREE LN |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOTS 2 & 3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950300 |
Source: Rockcastle County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 241, MOUNT VERNON, KY 40456-0241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000012262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 51 WILLOWTREE LN, MOUNT VERNON, KY 40456-8054 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 51 WILLOWTREE LN, MOUNT VERNON, KY 40456-8054 |
| Document Number | 000334/150 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 334/150 |
| Instrument | 373091 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 (+17.98%) Homeowner's exemption | $75,000 (+10.46%) | $75,000 (+10.46%) |
| 2023 | $178.00 | $67,900 | $67,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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