51 Waterfall Rd, Chester Gap, VA 22623 Property Records

Rappahannock County property record for 51 Waterfall Rd, Chester Gap, VA 22623 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1964
Lot Size	0.376 acres (16,422 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2023)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1 73A`

Property Details

APN / Parcel Number

Primary APN	`1 73A`
Alternative APNs	`0 1 73A` `117`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	858 sqft Total Area
1st Floor Area	858 sqft
Basement Area	729 sqft
Finished Basement	729 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,422 sqft (0.376 acres)
Terrain	Rolling
Porch	Porch
Porch Area	102 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	117
Old Parcel Number	0 1 73A
Street Address	51 WATERFALL RD
City	CHESTER GAP
State	VA
Zip	22623-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.377 AC 2023 WILL #21 #543 2021 #80 1996 DB 220/52O
Legal Lot Number	73A
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1005
Census Tract	950100

Owner

Source: Rappahannock County records · APN 1 73A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	51 WATERFALL RD, CHESTER GAP, VA 22623-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2023	Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jan 19, 2021
Deed Document Number	0000000543
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	51 WATERFALL RD, CHESTER GAP, VA 22623-2031
Transaction Type	Mortgage
Record Updated	Dec 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000765
Date	Oct 15, 2024
Instrument	240000765

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Jul 18, 2023
Property Address	51 WATERFALL RD, CHESTER GAP, VA 22623-2031
Document Number	0000000543
Instrument Date	Jul 14, 2023
Instrument	230000543
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WATERFALL RD, CHESTER GAP, VA 22623-2031

Mortgage

Document Number	0000000544
Date	Jul 18, 2023
Instrument	230000544

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Rappahannock County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 (+3.2%)	$163,800 (-) Land $30,000 Building $133,800	$163,800 (-) Land $30,000 Building $133,800
2023	$999.00 (+1.73%)	$163,800 (-) Land $30,000 Building $133,800	$163,800 (-) Land $30,000 Building $133,800
2022	$982.00	$163,800 Land $30,000 Building $133,800	$163,800 Land $30,000 Building $133,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rappahannock County (51157C), updated May 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511579501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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