51 Washboard Way, Sagle, ID 83860 Property Records

Bonner County property record for 51 Washboard Way, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1977
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$391,900 (May 2018)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP027480000010A`

Property Details

APN / Parcel Number

Primary APN	`RP027480000010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,788 sqft Finished Area
1st Floor Area	2,124 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Built-in
Pole Barn	828 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	51 WASHBOARD WAY
City	SAGLE
State	ID
Zip	83860-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	23-56N-3W SCHUBARTH PLAT LOT 1 CPWRS
Legal Range	03W
Legal Township	56N
Legal Section	23
Legal Subdivision	SCHUBARTH PLAT
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1015
Census Tract	950801

Owner

51 Washboard Way is owned and occupied by two individuals who bought it in May 2018.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 WASHBOARD WAY, SAGLE, ID 83860-9307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	Aug 22, 2013 · Amount on File
Deed Document Number	2018921428
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	51 WASHBOARD WAY, SAGLE, ID 83860-9307
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	958056
Date	May 29, 2020
Instrument	958056

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 10, 2018
Property Address	51 WASHBOARD WAY, SAGLE, ID 83860-9307
Document Number	921428
Map Reference	MB9 PG160
Instrument Date	May 9, 2018
Instrument	921428
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	51 WASHBOARD WAY, SAGLE, ID 83860-9307

Mortgage

Document Number	921429
Date	May 10, 2018
Instrument	921429

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 51 Washboard Way was $1,958 with a homeowner's exemption, up 6.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (+6.64%) Homeowner's exemption	$664,414 (+16.83%) Land $336,378 Building $328,036	$664,414 (+16.83%) Land $336,378 Building $328,036
2025	$1,836.00 Homeowner's exemption	$568,725 Land $308,969 Building $259,756	$568,725 Land $308,969 Building $259,756
2023	$1,722.00 Homeowner's exemption	$539,233 Land $295,238 Building $243,995	$539,233 Land $295,238 Building $243,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Washboard Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Washboard Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, T-Mobile.

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