Pawtucket City property record for 51 Vale St, Pawtucket, RI 02860
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,260 sqft · built 1930 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Aug 2024) |
| Tax Bill | $4,044 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:57 L:0145 |
| Primary APN | PAWT M:57 L:0145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,718 sqft |
| 1st Floor Area | 630 sqft |
| Attic | Attic |
| Attic Area | 630 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 570145 |
|---|---|
| Street Address | 51 VALE ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-4868 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM |
| Legal Lot Number | 145 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 16400 |
51 Vale St, a duplex, is owned by an individual who bought it in August 2024.
Source: Pawtucket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 152 MONTEREY DR, WEST WARWICK, RI 02893-3358 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK HOME LOANS |
| Jun 5, 2023 | Deed of Trust, Mortgage · ARM CENTREVILLE BANK |
| Jun 5, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 16, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 20, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage EDWARD GIARDINA |
| Dec 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on File |
| Deed Sale | Aug 19, 2024 · Amount on File |
| Prior Sale | May 20, 2022 · Amount on File |
| Deed Book / Page | 5120 / 338 |
| Prior Transfer Date | Jun 5, 2023 |
| Prior Transfer Doc | 0004993-55 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004675-125 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4675/125 |
| Instrument | 32 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004993-39 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 4993/39 |
| Instrument | 51 |
| Name | CENTREVILLE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jul 1, 2030 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Jun 5, 2023 |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Document Number | 0004993-55 |
| Book / Page | 4993 / 55 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 52 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Dec 16, 2022 |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Document Number | 0004946-21 |
| Book / Page | 4946 / 21 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 8 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 WEDGE ST # A, A, CRANSTON, RI 02920 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | May 20, 2022 |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Document Number | 004871-175 |
| Book / Page | 4871 / 175 |
| Instrument Date | May 20, 2022 |
| Instrument | 44 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 WEDGE ST # A, A, CRANSTON, RI 02920 |
| Document Number | 0000000045 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 45 |
| Name | EDWARD GIARDINA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4454-221 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 4454/221 |
| Instrument | 56 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 51 VALE ST, PAWTUCKET, RI 02860-4868 |
| Document Number | 4049-5 |
| Book / Page | 004049 / 000005 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 51 VALE ST PAWTUCKET RI 028604868, PAWTUCKET, RI 02860-4868 |
| Document Number | 4049-5 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 004049/000005 |
| Instrument | 56 |
| Name | SHAMROCK FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2047 |
The 2025 property tax bill for 51 Vale St was $4,044.
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,044.00 | $307,500 Land $110,200 Building $197,300 | $429,237 |
| 2023 | $3,205.00 (+2.17%) | $189,200 (-) Land $49,600 Building $139,600 | |
| 2022 | $3,137.00 | $189,200 Land $49,600 Building $139,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 Vale St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 51 Vale St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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