51 Tranquility Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 51 Tranquility Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,545 sqft · built 1998
Lot Size	0.26 acres (11,339 sqft)
Owner	Company Name on Record
Last Sale	$1,360,000 (Oct 2023)
Tax Bill	$10,706 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C56-000-598-3196-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-3196-6`
Alternative APN	`00-2S-22-0079-0000-0480`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,545 sqft Heated Area
Gross Area	4,434 sqft
1st Floor Area	1,255 sqft
Upper Floors Area	1,290 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	11,339 sqft (0.26 acres)
Garage Type	Finished
Garage Area	576 sqft
Porch	Open Porch
Porch Area	737 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	51 TRANQUILITY LN
City	DESTIN
State	FL
Zip	32541-4776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY EAST PH IA LOT 48
Legal Range	22
Legal Township	02S
Legal Subdivision	DESTINY EAST PH 1A
Legal Lot Number	48
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1025
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6055 CLARKSVILLE ST, PARIS, TX 75462-2603
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Personal Representative Deed, Transfer · Commercial Mortgage LIBERTY NATIONAL BANK
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage GLENN DICKSON
Jan 5, 2018	Warranty Deed, Transfer KS STATEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	3651007
Record Updated	Jun 8, 2026

October 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2023
Property Address	51 TRANQUILITY LN, DESTIN, FL 32541-4776
Document Number	0003651007
Map Reference	MB 20 PG 94&95
Instrument Date	Sep 15, 2023
Instrument	3651007
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39837 RIVER OAKS DR, PONCHATOULA, LA 70454-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6055 CIARKSVILLE STREET, PARIS, TX 75462-2603

Mortgage

Document Number	0003651008
Date	Oct 6, 2023
Instrument	3651008

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 15, 2021
Property Address	51 TRANQUILITY LN, DESTIN, FL 32541-4776
Document Number	0035740707
Book / Page	3574 / 707
Map Reference	MB 20 PG 94&95
Instrument Date	Sep 10, 2021
Instrument	3488812
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 MISQUAH RD, DULUTH, MN 55804-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39837 RIVER OAKS DR, PONCHATOULA, LA 70454-6905

Mortgage

Document Number	0003574709
Date	Sep 15, 2021
Instrument	3574/709

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	51 TRANQUILITY LN, DESTIN, FL 32541-4776
Document Number	0033343459
Book / Page	003334 / 003459
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 MISQUAH RD DULUTH MN 558041858, DULUTH, MN 55804-1858

Mortgage

Document Number	0033343459
Date	Jan 24, 2018
Book Page	003334/003459
Instrument	3184632

Lender

Name	GLENN DICKSON
Address	3155 CLUB DR, MIRAMAR BEACH, FL 32550-7807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 23, 2023

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 5, 2018
Property Address	51 TRANQUILITY LN, DESTIN, FL 32541-4776
Document Number	0033322208
Book / Page	003332 / 002208
Instrument Date	Jan 4, 2018
Instrument	3181308
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 MISQUAH RD DULUTH MN 558041858, DULUTH, MN 55804-1858

Mortgage

Document Number	33322214
Date	Jan 5, 2018
Book Page	003332/002214
Instrument	3181310

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,706.00 (+3.19%)	$903,994 (+4.09%) Land $444,938 Building $459,056	$903,994 (+4.09%) Land $444,938 Building $459,056
2023	$10,375.00 (+8.86%)	$868,493 (+9.81%) Land $299,050 Building $569,443	$868,493 (+9.81%) Land $299,050 Building $569,443
2022	$9,531.00	$790,899 Land $271,864 Building $519,035	$790,899 Land $271,864 Building $519,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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