51 Thurston Point Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 51 Thurston Point Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,331 sqft · built 2023
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,500 (Jun 2018)
Tax Bill	$9,787 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0098 B:0004 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0098 B:0004 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,331 sqft Living Area
Gross Area	4,286 sqft
1st Floor Area	1,160 sqft
Attic	Attic
Attic Area	775 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,370 sqft (0.169 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	51 THURSTON POINT RD
City	GLOUCESTER
State	MA
Zip	01930-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	4
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1004
Census Tract	221800

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 THURSTON POINT RD, GLOUCESTER, MA 01930-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Jun 29, 2018	Quit Claim Deed, Transfer NBT BANK NA
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONNECTED HM CARE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Book / Page	36832 / 529
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	51 THURSTON POINT RD, GLOUCESTER, MA 01930-1650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041878-303
Date	Nov 28, 2023
Book Page	41878/303
Instrument	20231128002900

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	51 THURSTON POINT RD, GLOUCESTER, MA 01930-1650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042000-331
Date	Feb 27, 2024
Book Page	42000/331
Instrument	20240227002740

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 29, 2018
Property Address	51 THURSTON POINT RD, GLOUCESTER, MA 01930-1650
Document Number	36832-529
Book / Page	36832 / 529
Instrument	180629008710
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 THURSTON POINT RD, GLOUCESTER, MA 01930-1650

Mortgage

Document Number	368320532
Date	Jun 29, 2018
Instrument	36832/0532

Lender

Name	NBT BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Interest

Rate	3.25%
Max Rate At Change	70.1%
Max Rate	2.75%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	51 THURSTON POINT RD, GLOUCESTER, MA 01930-1650
Document Number	36689-491
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 THURSTON POINT RD GLOUCESTER MA 019301650, GLOUCESTER, MA 01930-1650

Mortgage

Document Number	36689-491
Date	May 2, 2018
Book Page	036689/000491
Instrument	2001840

Lender

Name	CONNECTED HM CARE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,787.00 (+2.98%)	$1,051,200 (+7.51%) Land $274,900 Building $776,300	$1,088,677 (+62.67%)
2025	$9,504.00 (+69.35%)	$977,800 (+69.52%) Land $254,600 Building $723,200
2024	$5,612.00 (+3.16%)	$576,800 (+12.28%) Land $242,500 Building $334,300	$669,275
2023	$5,440.00	$513,700 Land $216,400 Building $297,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1987–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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