Kenton County property record for 51 Swarthmore Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,709 sqft · built 2007 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,500 (Aug 2017) |
| Tax Bill | $7,247 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-14-038.00 |
| Primary APN | 015-40-14-038.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,709 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 51 SWARTHMORE DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY WOODS SEC 2 LOT 38 |
| Legal Subdivision | ASHLEY WOODS |
| Legal Phase | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 64500 |
51 Swarthmore Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed, Transfer |
| Aug 2, 2017 | Warranty Deed, Transfer US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Prior Sale | Nov 21, 2006 · Amount on File |
| Deed Document Number | 201708 02 059 00155 |
| Deed Book / Page | 6216 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 9, 2021 |
| Property Address | 51 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0005900011 |
| Book / Page | 109 / 226 |
| Map Reference | SL 1929&1929A |
| Instrument Date | Jul 12, 2021 |
| Instrument | 21080905900011 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 SWARTHMORE DR, 4, EDGEWOOD, KY 41017-4308 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 51 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 2, 2017 |
| Property Address | 51 SWARTHMORE DR, EDGEWOOD, KY 41017-4309 |
| Document Number | 0000000155 |
| Book / Page | 006216 / 000204 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 155 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 51 SWARTHMORE DR EDGEWOOD KY 410174309, EDGEWOOD, KY 41017-4309 |
| Document Number | 156 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 006216/000208 |
| Instrument | 156 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 51 Swarthmore Dr was $7,247.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,500 (-) Land $125,000 Building $424,500 | $549,500 (-) Land $125,000 Building $424,500 | |
| 2025 | $7,247.00 | $549,500 Land $125,000 Building $424,500 | $549,500 Land $125,000 Building $424,500 |
| 2023 | $7,138.00 | $549,500 Land $125,000 Building $424,500 | $549,500 Land $125,000 Building $424,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Swarthmore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Swarthmore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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