51 Stone Gate Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 51 Stone Gate Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,750 sqft · built 1935
Lot Size	1.28 acres (56,027 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2022)
Tax Bill	$18,334 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-201-005`

Property Details

APN / Parcel Number

Primary APN	`16-03-201-005`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,750 sqft Living Area
1st Floor Area	2,375 sqft
2nd Floor Area	2,375 sqft
Upper Floors Area	2,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Metal
Lot Area	56,027 sqft (1.28 acres)
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 STONE GATE RD
City	LAKE FOREST
State	IL
Zip	60045-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT H.WILSONS SUB. LOT 1
Legal Subdivision	ROBERT H.WILSONS SUB.
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1001
Census Tract	865000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

51 Stone Gate Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 STONE GATE RD, LAKE FOREST, IL 60045-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jun 24, 2022	Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Deed Document Number	20227913781
Prior Transfer Date	Oct 10, 2007
Prior Transfer Doc	0006265731
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	51 STONE GATE RD, LAKE FOREST, IL 60045-2432
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007984159
Date	Jul 12, 2023
Instrument	7984159

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jul 31, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Jun 24, 2022
Property Address	51 STONE GATE RD, LAKE FOREST, IL 60045-2432
Document Number	0007913781
Map Reference	DOC 925470
Instrument Date	May 26, 2022
Instrument	7913781
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 STONE GATE RD, LAKE FOREST, IL 60045-2432

Mortgage

Document Number	0007913782
Date	Jun 24, 2022
Instrument	7913782

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Moraine Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$333,377 Land $293,820 Building $39,557	$1,000,231 Land $881,548 Building $118,683
2024	$18,334.00 (-17.19%)
2023	$22,140.00 (+5.45%)	$283,305 (-25.24%) Land $249,690 Building $33,615	$850,000 (-25.24%) Land $749,145 Building $100,855
2022	$20,995.00	$378,935 Land $274,298 Building $104,637	$1,136,918 Land $822,976 Building $313,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 51 Stone Gate Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Stone Gate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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